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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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130 Summer Breeze Rd , Panama City Beach, FL 32413
$475,000
Est. Payment: $2,409.11/mo
3 Bed
2 Bath
1720 Sqft
Status: active | Days on site: 72
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

25K PRICE IMPROVEMENT!!!!!! MAKE THIS ONE YOUR OWN!!!! Welcome to your slice of coastal living in the highly sought-after Summer Breeze subdivision, nestled in the heart of the West End of Panama City Beach, Florida. This charming 3-bedroom, 2 full bath ranch-style home offers comfort, convenience, and incredible value just minutes from the sugar-white sands and emerald waters of the Gulf. Enjoy the ultimate beach lifestyle with a quick golf cart ride to the shoreline, making every day feel like a vacation. Located near Pier Park, you'll have easy access to premier shopping, dining, and entertainment options, all just a short drive away. NOTE: This home has already had a PRE-LISTING HOME INSPECTION COMPLETED and the sellers have taken care of all noted repairs, giving you peace of mind and a truly move-in-ready experience. While the home is in great condition, the sellers understand you may want to add your own personal touches and updates and are highly motivated--making this an excellent opportunity to negotiate and create your dream space. WITH LOW ANNUAL HOA'S OF ONLY 300.00....this property is not only a fantastic primary residence or vacation home, but also a solid investment in one of Panama City Beach's most desirable areas. Don't miss your chance to own in Summer Breeze--schedule your showing today and make your offer before it's gone.

Highlights

Listed by Sassy French , 865-617-6184 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

300 Annually

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Summer Breeze Phase II

Listing ID

790052

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s), Entrance Foyer, Pantry

Exterior Features

Lot:Paved
Lot Dimensions:44'X110'X 99'X 108
Zoning:City
Others:
  • Additional:Patio
Parking Features:Paved
Principal Interest
$2,409
Taxes
$185
HOA
$300

Home Price

$475,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,409.11

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,409.11 $184.58 $300.00 $2,893.69
Yearly $28,909.32 $2,215.00 $3,600.00 $34,724.32
Total $867,279.74 $66,450.00 $108,000.00 $1,041,729.74

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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