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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16701 Front Beach Unit 1105 , Panama City Beach, FL 32413
$422,390
Est. Payment: $2,142.28/mo
1 Bed
2 Bath
914 Sqft
Status: active | Days on site: 201
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

**Motivated Seller!** Ideally located in the heart of the **Panama City Beach tourism district**, this well-maintained condominium puts you within walking distance of **Pier Park and Russell-Fields Pier**, with **Frank Brown Park just minutes away**. The inviting open-concept floor plan seamlessly connects the kitchen and living area, offering **beautiful Gulf views** and a comfortable space for relaxing or entertaining. Tile flooring runs throughout the unit, including upgraded tile in the bedroom and living room designed to resemble maple hardwood. Recent improvements include **fresh interior paint and a newer hot-water heater**. Step outside onto the private balcony and enjoy the convenience of a **built-in electric grill**--perfect for enjoying the coastal atmosphere. The unit comfortably accommodates **up to four adults and two children**, making this floor plan especially appealing for Panama City Beach's vacation rental market. It has historically attracted **prime-season short-term vacationers as well as off-season monthly ''snowbird'' guests**. With its desirable location near some of PCB's most popular attractions, Gulf views, and rental-friendly layout, this condo offers an excellent opportunity for a **vacation getaway, second home, or investment property**.

Highlights

Listed by Beth A Jones , 850-714-3396 Blue Swell Realty , 855-233-7037. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

945 Monthly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sterling Breeze

Listing ID

780236

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:No land conveyed
Zoning:Resid Single Family, Resort
Others:
  • Additional:Barbecue
Parking Features:Community Structure
Principal Interest
$2,142
Taxes
$403
HOA
$945

Home Price

$422,390

Loan Details

30 yrs
6.529%

Down Payment

20%
$84,478
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,142.28

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,142.28 $403.33 $945.00 $3,490.62
Yearly $25,707.39 $4,840.00 $11,340.00 $41,887.39
Total $771,221.66 $145,200.00 $340,200.00 $1,256,621.66

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS