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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16701 Front Beach Rd Unit 604 , Panama City Beach, FL 32413
$595,000
Est. Payment: $3,287.29/mo
2 Bed
3 Bath
1365 Sqft
Status: Active | Days on site: 2
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BHR1 - B1827
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Sterling Breeze #604, your beachfront escape on the sugar-white sands of Panama City Beach. From sunrise coffee to sunset cocktails, this condo's private balcony gives you uninterrupted Gulf views with the sea breeze as your backdrop. Inside, the open-concept living space feels bright and inviting, with a dining table for seven, a fully equipped kitchen, and comfortable seating that makes gathering easy. Three bedrooms provide restful retreats for up to six guests, including two ensuite bedrooms---one with a king bed and one with a double---and a cozy bunk room perfect for kids. Three bathrooms, including two walk-in showers and a shower/tub combo, add convenience for groups. Beyond your door, Sterling Breeze offers everything you need for a fun-filled coastal getaway. Lounge by the beachfront pool, soak in the hot tub, or head to the fitness center or recreational room to stay active. A convenient on-site store keeps essentials close at hand, while a private boardwalk puts you right on the sand within moments. When you're ready to explore, Pier Park's shopping, dining, and entertainment are just a short walk away, while local attractions like Gulf World Marine Park, Shipwreck Island Waterpark, and 30A's scenic communities are all within easy reach. Whether you're here for a family trip, a couples' retreat, or simply to relax by the ocean, Sterling Breeze #604 sets the stage for an unforgettable Panama City Beach escape.

Highlights

Listed by Scott B Pelletier , 850-774-5442 Beach Haven Realty , 770-596-6599. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

925 Monthly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sterling Breeze

Listing ID

795623

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0x0
Zoning:Resid Multi-Family
Sewer:Public Sewer
Principal Interest
$3,287
Taxes
$550
HOA
$925

Home Price

$595,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$119,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,287.29

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,287.29 $549.68 $925.00 $4,761.97
Yearly $39,447.47 $6,596.17 $11,100.00 $57,143.64
Total $1,183,424.15 $197,885.10 $333,000.00 $1,714,309.25

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS