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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16701 Front Beach Rd Unit 2307 , Panama City Beach, FL 32413
$949,900
Est. Payment: $4,817.71/mo
3 Bed
3 Bath
1982 Sqft
Status: active with contingency | Days on site: 132
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Welcome to an exceptional 23rd-floor residence offering an elevated standard of coastal luxury and sweeping, unobstructed views that truly captivate. This impeccably maintained 3-bedroom, 3-bathroom condo showcases a rare and highly desirable lockout floor plan. Designed with a private kitchenette and separate balcony, ideal for hosting guests in style, maximizing rental potential, or enjoying added privacy and flexibility. From the moment you enter, you're greeted by an open, airy layout, refined finishes, and expansive windows that frame the stunning scenery from nearly every angle. Beyond the residence, indulge in resort-style amenities including a massive pool and relaxing hot tub, creating the perfect setting to unwind or entertain while soaking in the coastal ambiance. Whether you're seeking a beautiful primary residence, an upscale vacation retreat, or a high-performing investment property, this extraordinary condo delivers on every level. This stunning residence is being offered fully furnished for a seamless, turnkey experience. Come see these breathtaking views for yourself!

Highlights

Listed by Nicolle M Cable , 850-624-1242 Corcoran Reverie , 850-231-5030. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

935 Monthly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sterling Breeze

Listing ID

787856

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Others:
  • Additional:Barbecue
Sewer:Public Sewer
Principal Interest
$4,818
Taxes
$606
HOA
$935

Home Price

$949,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$189,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,817.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,817.71 $605.56 $935.00 $6,358.27
Yearly $57,812.56 $7,266.74 $11,220.00 $76,299.30
Total $1,734,376.89 $218,002.05 $336,600.00 $2,288,978.94

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS