Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

16701 Front Beach Rd Unit 1803 , Panama City Beach, FL 32413
$405,000
Est. Payment: $2,237.57/mo
1 Bed
2 Bath
914 Sqft
Status: Active | Days on site: 184
Get Pre-Qualified
EC.erog - EC.e26194
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Experience ultimate relaxing getaways at this beachfront Sterling Breeze condo in Panama City Beach, FL. Located at 16701 Front Beach Rd Unit 1803, this beachside retreat offers unparalleled views of the Gulf and direct access to pristine white sand beaches and crystal clear waters of Panama City Beach. Unit 1803 conveys truly turn-key to include: all furnishings and decor, kitchen appliances and cooking/dining essentials, washer and dryer and outdoor furnishings to include: rocking Adirondack chair and table set to watch the most beautiful sunsets. The Seller has replaced the HVAC in 2025 and had the interior freshly painted September 2025. Water heater 2019. Step inside this beautifully appointed condo and you will be greeted by modern amenities, serene & relaxing beach decor. Sterling Breeze offers resort style amenities with direct beach access and complimentary beach service: 2 chairs and umbrella for owners, a beachfront pool, hot tub, fire pit and poolside bar with food, snacks and drinks. Sterling Breeze also has an on-site souvenir shop with beach essentials. The fitness center was recently renovated and is fully equipped with treadmills, weights ellipticals, etc. Enjoy beach excursions, rent paddle boards, jetskis, or go parasailing right from the resort. Sterling Breeze is also pet friendly as owners and guests are allowed to bring pets. Whether you're looking for primary residence, 2nd home, or vacation rental property, this community has it all!

Highlights

Listed by Darette Joy S Villareal , 850-420-0407 Realty ONE Group Emerald Coast , 850-842-3211. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

945 Monthly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sterling Breeze

Listing ID

795053

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:15x10
Zoning:Resid Single Family
Others:
  • ▪ Additional:Barbecue
Sewer:Public Sewer
Parking Features:Additional Parking
Principal Interest
$2,238
Taxes
$358
HOA
$945

Home Price

$405,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$81,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,237.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,237.57 $357.83 $945.00 $3,540.40
Yearly $26,850.80 $4,293.99 $11,340.00 $42,484.79
Total $805,524.00 $128,819.70 $340,200.00 $1,274,543.70

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS