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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16701 Front Beach Rd Unit 1803 , Panama City Beach, FL 32413
$405,000
Est. Payment: $2,054.08/mo
1 Bed
2 Bath
914 Sqft
Status: active | Days on site: 168
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Experience the ultimate relaxing getaway at this beachfront Sterling Breeze condo in Panama City Beach, FL. Located at 16701 Front Beach Rd Unit 1803, this beachside retreat offers unparalleled views of the Gulf and direct access to the pristine white sand beaches and crystal clear waters of Panama City Beach. Unit 1803 conveys truly turn-key to include: all furnishings and decor, kitchen appliances and cooking/dining essentials, washer and dryer and outdoor furnishings to include: rocking Adirondack chairs to watch the most beautiful sunsets. The Seller has replaced the HVAC 2025 and had the interior freshly painted September 2025. Water heater 2019. Step inside this beautifully appointed condo and you will be greeted by modern amenities, serene & relaxing beach decor. Sterling Breeze offers resort style amenities with direct beach access and complimentary beach service: 2 chairs and umbrella for owners, a beachfront pool, hot tub, fire pit and poolside bar with food, snacks and drinks. Sterling Breeze also has an on-site souvenir shop with beach essentials. The fitness center was recently redone and is fully equipped with treadmills, weights ellipticals, etc. Enjoy beach excursions, rent paddle boards, jetskis, or go parasailing right from the resort. Sterling Breeze is also pet friendly as owners and guests are allowed to bring pets.
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Highlights

Listed by Darette Joy S Villareal , 850-420-0407 Realty ONE Group Emerald Coast , 850-842-3211. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2008

County

Bay

Area

27 - Bay County

 Neighborhood

Sterling Breeze Condominium

Listing ID

996926

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Elevator, Hallway Bunk Beds, Lighting Recessed, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Coastal Dune Lakes,Gulf,Shore - Beach,Shore - Natural
Others:
  • ▪ Additional:Balcony, Hot Tub
Sewer:Community Sewer
Parking Features:Garage,Guest
Principal Interest
$2,054
Taxes
$373
HOA
$0

Home Price

$405,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$81,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,054.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,054.08 $372.74 $0.00 $2,426.83
Yearly $24,649.00 $4,472.91 $0.00 $29,121.91
Total $739,470.09 $134,187.30 $0.00 $873,657.39

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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