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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6627 Thomas Dr Unit 1601 , Panama City Beach, FL 32408
$1,390,000
Est. Payment: $7,679.55/mo
3 Bed
3 Bath
2274 Sqft
Status: Active | Days on site: 105
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BKWS - B2218,B0671
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Sterling Beach Unit 1601, a luxurious Gulf front retreat where panoramic views of the Gulf of Mexico create a stunning backdrop for the coastal life. From the moment you enter this condominium, floor to ceiling windows will take your breath away with sweeping views of emerald waters and sandy white beaches. This highly desirable 16th floor condominium is the perfect height to take full advantage of gorgeous beach views by day and incredible sunsets in the evening. The living and dining area have soaring 12-foot ceilings and views of The World's Most Beautiful Beaches pour through into the unit, illuminating the spacious living area complete with fireplace. This coastal residence features an open floor plan and offers two master suites with gulf views, each with spa inspired baths featuring jacuzzi tubs, separate showers, and double vanities. With three bedrooms and three full baths, and approximately 2300 sq. ft. of living space, there's room for everyone to gather together for entertainment or retreat to relax in privacy. This condominium features two private balconies situated to provide the perfect vantage point for sunrise or sunset views of the Gulf and the Lagoon. Sterling Beach offers unlimited resort amenities including an expansive Gulf front pool, jacuzzi, fitness center, grilling area, community room, onsite theatre and 350 feet of sugar white sand beach. This turnkey property is beachfront living at its finest - make this your new home at the beach or investment property - call today!

Highlights

Listed by Michele Morros , 850-258-9878 and Ann Wohlford , 850-624-6909 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1181.98 Monthly

Year Built

2003

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sterling Beach Condo

Listing ID

791971

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s), Home Theater

Exterior Features

Lot:Paved
Lot Dimensions:Gulf Front Condo
Zoning:Resort
Sewer:Public Sewer
Parking Features:Electric Gate,Paved,Parking Lot
Principal Interest
$7,680
Taxes
$886
HOA
$1,182

Home Price

$1,390,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$278,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,679.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,679.55 $886.13 $1,181.98 $9,747.65
Yearly $92,154.60 $10,633.50 $14,183.76 $116,971.86
Total $2,764,637.92 $319,005.00 $425,512.80 $3,509,155.72

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS