Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

9140 Steel Field Rd , Panama City Beach, FL 32413
$799,000
Est. Payment: $4,414.36/mo
3 Bed
2 Bath
2100 Sqft
11.08 Acres
Status: Active | Days on site: 92
Get Pre-Qualified
ERCH - E33815
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

9140 Steel Field Road: Where 11+ acres of privacy meet the convenience of coastal living. Located less than 10 miles from the sugar-white sands of Panama City Beach and just a short drive to Scenic 30A, Margaritaville, and ECP International Airport, this unique property offers the best of both worlds. The 3-bedroom, 2-bath home features over 2,100 square feet of heated and cooled living space with a functional split floor plan, spacious kitchen, great room, family room, garage, and additional climate-controlled storage room. Tile and plank flooring run throughout the home, complemented by a metal roof, covered back porch, and full-size laundry room with utility sink. Ideal for farming, livestock, or equestrian use, the property includes two barns, stables, fenced pastures, corrals, a partially cooled workshop/butcher shop, storage shed, detached solar-powered garage, and an underground storm shelter. With Conservation Habitation zoning, potential to be subdivided into two parcels, and future land use designated as Village Center allowing certain commercial uses, this property offers exceptional flexibility for homeowners, farmers, and investors alike. Rarely does a property combine acreage, privacy, development potential, and proximity to the beach like 9140 Steel Field Road. All measurements are approximate; Buyer to verify.

Highlights

Listed by James R Holt , 850-247-9900 RC Real Estate Group , 850-249-6100. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
11.08

Year Built

2001

County

Bay

Area

27 - Bay County

Neighborhood

Steel Field Rd

Listing ID

1006597

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Water Heater - Elect, Irrigation Equipment
Air Cond:Ceiling Fans,Gas
Fireplaces:Fireplace
Other:
  • ▪ Additional:Fireplace
Water:Well

Exterior Features

Lot Dimensions:480 x 990 x 490 x 990
Zoning:Agriculture, Horses Allowed, Resid Single Family
Others:
  • ▪ Additional:Sprinkler System, Porch
Sewer:Septic Tank
Parking Features:Boat,Covered
Principal Interest
$4,414
Taxes
$177

Home Price

$799,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,414.36

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,414.36 $177.19 $0.00 $4,591.55
Yearly $52,972.32 $2,126.26 $0.00 $55,098.58
Total $1,589,169.57 $63,787.80 $0.00 $1,652,957.37

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services