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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8730 Thomas Dr Unit 313 , Panama City Beach, FL 32408
$339,000
Est. Payment: $1,719.34/mo
3 Bed
2 Bath
1062 Sqft
Status: active | Days on site: 208
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Your Waterfront Oasis Awaits at St. Thomas Square! Waterfront Living Meets Coastal Convenience Step into this beautifully updated, fully furnished 3-bedroom, 2-bathroom condo that perfectly balances relaxation and recreation. Nestled in a premier gated community with breathtaking views of the Grand Lagoon, this move-in-ready gem offers the ultimate coastal lifestyle. Why You'll Love It: Boater's Paradise: Enjoy premier amenities including private boat dock access with slips and dedicated trailer parking. Your days on the water just got effortless! Prime Location: Situated just moments away from the beach, vibrant local dining, and top-tier entertainment. Smart & Turn-Key: Equipped with smart home technology for easy, hands-free self-management. This property is fully approved for short-term rentals--making it a stellar investment opportunity or a private vacation haven. Resort-Style Amenities: Indulge in a gated community that feels like a vacation every day, featuring a sparkling pool, relaxing sauna, and tennis courts. 💰 Seller Incentive: The seller is offering a $1,000 credit toward buyer closing costs! Whether you are looking for a lucrative vacation rental investment or your own personal slice of paradise, this Grand Lagoon treasure is ready for you. Schedule your private tour today!

Highlights

Listed by Theresa L Applegate , 330-219-1645 Anchor Realty Florida , 850-653-3333. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1984

County

Bay

Area

27 - Bay County

Neighborhood

St Thomas Square, Villa 3

Listing ID

990626

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • Additional:Owner's Closet

Exterior Features

Lot:Lagoon
Others:
  • Additional:Balcony
Sewer:Public Sewer
Principal Interest
$1,719
Taxes
$302
HOA
$0

Home Price

$339,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$67,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,719.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,719.34 $302.34 $0.00 $2,021.68
Yearly $20,632.13 $3,628.09 $0.00 $24,260.22
Total $618,963.85 $108,842.70 $0.00 $727,806.55

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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