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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17670 Front Beach Road I4 , Panama City Beach, FL 32413
$349,900
Est. Payment: $1,774.63/mo
2 Bed
2 Bath
995 Sqft
Status: active | Days on site: 143
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Prime Beachside Living at Southwind Condominiums. Step into effortless coastal living in this fully furnished, never-rented 2-bedroom condo located on the desirable west end of Panama City Beach. This spacious main-floor unit offers the largest floorplan in the Southwind community and sits just steps from the sparkling pool, updated community amenities, and the sugar-white sandy beaches of the Gulf. Cherished by the same owners for nearly 20 years, this home greets you with a generous covered porch leading into a bright, open-concept living and kitchen area featuring a convenient breakfast bar and beautiful wall-to-wall tile flooring. The oversized primary suite provides a private bath and walk-in closet for ultimate comfort, while the guest bedroom includes a guest and owner's closet and direct access to a private patio through sliding doors -- perfect for morning coffee or evening breezes. Community Upgrades You'll Love: Southwind has recently invested in fantastic new amenities including a pickleball court, putting green, covered picnic areas with grills, horseshoe pit, renovated clubhouse, and a refreshing pool. Everything you need for year-round enjoyment is right outside your door. Unbeatable Location: Just 2 miles from Pier Park, you're minutes from world-class shopping, dining, a 1,500-foot fishing pier, dog beach, movie theater, walking trails, and endless entertainment. New additions like Pirates Voyage Dinner & Show and Top Golf have elevated the area even further. Families and outdoor enthusiasts will also enjoy Frank Brown Park and Aaron Bessant Park, with playgrounds, sports facilities, festivals, concerts, and more. Turnkey Investment Opportunity: This condo is truly move-in ready or primed for strong rental income. Professional rental estimates project up to nearly $30,000 in gross revenue in the first year (with room to grow based on proven management strategies), averaging $2,000+ per month -- while still allowing generous weeks for personal use. Motivated sellers are ready to make this your coastal dream come true! Schedule a private tour today and see this rare vacation ready unit.

Highlights

Listed by Dennis Nelson , 850-348-8262 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1988

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Southwind 3 Condo

Listing ID

785935

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:Condo
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$1,775
Taxes
$295
HOA
$0

Home Price

$349,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,774.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,774.63 $294.75 $0.00 $2,069.38
Yearly $21,295.52 $3,537.00 $0.00 $24,832.52
Total $638,865.64 $106,110.00 $0.00 $744,975.64

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS