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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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104 Sun Ln , Panama City Beach, FL 32413
$849,000
Est. Payment: $4,690.60/mo
3 Bed
2 Bath
1683 Sqft
0.25 Acres
Status: Active | Days on site: 34
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EFLM - E32774
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Harrison Lilly Team
Owner/Operator

House Description

Turnkey, fully furnished, and rental-ready, this west-end Panama City Beach retreat offers the perfect combination of personal enjoyment and investment potential. With an established rental history and future reservations already in place, a new owner can step into a proven vacation rental without the time, expense, or downtime of furnishing and setup. The home features **3 bedrooms plus a custom bunk room**, providing excellent sleeping capacity for families and groups. Inside, guests will love the bright, open-concept layout, vaulted ceilings, desirable split floor plan, and effortless flow to the outdoor living spaces. The **private pool and screened-in porch** create a true backyard oasis--perfect for relaxing after a day at the beach and highly desirable for vacationing guests. Situated on a rare **quarter-acre lot with NO HOA**, the property offers exceptional flexibility and short-term rental potential. A **brand-new roof** adds even more value and peace of mind. Whether you're searching for a beach getaway, an income-producing vacation home, or an addition to your STR portfolio, this beautifully furnished property is ready to enjoy from day one. All measurements are approximate. Buyer to verify all information deemed important.

Highlights

Listed by Lindsay E Aydelotte , 816-645-8986 Flamptons Realty and Property Management , 816-645-8986. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.25

Year Built

1994

County

Bay

Area

27 - Bay County

Neighborhood

Southfields

Listing ID

1011278

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Water Heater - Elect
Air Cond:Central Air
Fireplaces:Fireplace Gas
Other:
  • ▪ Additional:Ceiling Vaulted

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:70' x 140'
Zoning:Resid Single Family
Others:
  • ▪ Additional:Sprinkler System, Porch Screened
Sewer:Septic Tank
Principal Interest
$4,691
Taxes
$315

Home Price

$849,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$169,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,690.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,690.60 $315.29 $0.00 $5,005.89
Yearly $56,287.23 $3,783.46 $0.00 $60,070.69
Total $1,688,616.98 $113,503.80 $0.00 $1,802,120.78

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-08T03:25:27.000Z

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