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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6023 Hilltop Ave , Panama City Beach, FL 32408
$199,900
Est. Payment: $1,013.86/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 37
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover an exceptional opportunity to own one or both of these prime vacant lots located at 6025 Hilltop Avenue and 6023 Hilltop Avenue in Panama City Beach, Florida. These side-by-side lots offer a combined double-lot opportunity in a desirable location just minutes from the beach and public boat ramp. The property has been cleared, filled, and is ready to build, making it ideal for your custom beach home, vacation retreat, or investment property. Situated in an established neighborhood with no HOA, the lots provide a convenient location close to shopping, dining, entertainment, boating, fishing, and all the attractions that make Panama City Beach such a sought-after destination. Enjoy a short five-minute walk to the beach and approximately a two-minute walk to the nearby public boat ramp, giving you easy access to both beach and boating lifestyles. The double property offers approximately 100 feet by 120 feet or 50 by 120 feet for a single lot of buildable space, creating endless possibilities for new construction. A possible future home concept demonstrates the potential for a beautiful coastal residence designed to take advantage of the area's relaxed beach lifestyle. Whether you're looking to build a permanent residence, second home, or investment property, these lots provide the perfect canvas to bring your vision to life. Priced at $219,900 per lot, this is a rare opportunity to secure build-ready property in a highly desirable Panama City Beach location.

Highlights

Listed by Julia Castillo , 917-453-5200 Dalton Wade Inc , 888-668-8283. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.13

County

Bay

Area

03 - Bay County - Beach

Neighborhood

South Lagoon

Listing ID

791715

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot Dimensions:50.0 ft x 120.0 ft
Principal Interest
$1,014
Taxes
$129

Home Price

$199,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,013.86

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,013.86 $129.21 $0.00 $1,143.06
Yearly $12,166.26 $1,550.50 $0.00 $13,716.76
Total $364,987.83 $46,515.00 $0.00 $411,502.83

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS