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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9900 Thomas Dr Unit 1110 , Panama City Beach, FL 32408
$311,900
Est. Payment: $1,723.20/mo
1 Bed
2 Bath
911 Sqft
Status: Active | Days on site: 601
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Harrison Lilly Team
Owner/Operator

House Description

Rare ''F'' stack unit at Shores of Panama- Turnkey and Rental Ready! This rarely available Shores of Panama ''F Stack'' unit is the complete package- ideally located just steps from the elevator, with a reserved parking spot just steps from the front door! This 11th floor Gulf front unit boasts updated flooring, stylish beach-inspired decor, modern light fixtures, and high end appliances- all of which convey with the sale. It is also one of very few units in the entire building that offer a private patio with a direct view the Gulf! This unique layout and ideal location make this unit an excellent investment opportunity- rental history and rental projections both available upon request! Shores of Panama is widely regarded as a premier resort in Panama City Beach. This 23- story complex sits on Thomas Drive, within walking distance to top restaurants, entertainment, and attractions. With top-tier resort amenities including a massive lagoon style pool, hot tubs, fitness center and more- your guests will have everything they need for a perfect beach getaway. Don't miss this rare opportunity- inquire for details!

Highlights

Listed by Dale D Gumm , 270-319-8903 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3255.9 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Shores Of Panama

Listing ID

768487

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:condo
Others:
  • ▪ Additional:Patio
Principal Interest
$1,723
Taxes
$199
HOA
$3,256

Home Price

$311,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$62,380
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,723.20

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,723.20 $198.84 $3,255.90 $5,177.94
Yearly $20,678.43 $2,386.04 $39,070.80 $62,135.27
Total $620,352.93 $71,581.05 $1,172,124.00 $1,864,057.98

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS