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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9900 S Thomas Dr Unit 317 , Panama City Beach, FL 32408
$359,900
Est. Payment: $1,825.34/mo
2 Bed
2 Bath
907 Sqft
Status: active | Days on site: 120
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This beautifully decorated, beach-inspired 1BR + bunks Gulf-front condo is rental-ready. Enjoy sweeping views from your third-floor patio overlooking a resort-style pool with tiki huts, zero-entry design, palm trees, and ample lounge space. A private dock provides easy access across white sand to the emerald Gulf waters. Amenities include an indoor pool, spa, fitness center, and secure parking garage. Shores of Panama is undergoing a cosmetic refresh, adding future value. Ideal as an investment, primary residence, or vacation home, and just steps from the pier, dining, and conveniences, this condo has already demonstrated proven rental potential.

Highlights

Listed by Bruce Carpenter , 850-545-7408 Avenue Realty FL , 850-545-7408. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

27 - Bay County

Neighborhood

Shores Of Panama

Listing ID

1001245

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Refrigerator, Smooth Stovetop Rnge, Washer
Air Cond:Central Air
Fireplaces:

Exterior Features

Sewer:Public Sewer
Principal Interest
$1,825
Taxes
$322
HOA
$0

Home Price

$359,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$71,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,825.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,825.34 $321.71 $0.00 $2,147.06
Yearly $21,904.14 $3,860.53 $0.00 $25,764.67
Total $657,124.16 $115,815.90 $0.00 $772,940.06

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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