Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

9900 S Thomas Dr Unit 1917 , Panama City Beach, FL 32408
$345,000
Est. Payment: $1,749.77/mo
2 Bed
2 Bath
907 Sqft
Status: active | Days on site: 33
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

SUNSET VIEWS. GULF-SIDE PRIMARY BEDROOM. DEDICATED PARKING. Shores of Panama 1917 is a C floor plan in Panama City Beach, offering a high-floor position, a large balcony, dedicated parking, and a Gulf-side primary bedroom with a large window framing Gulf views. This one-bedroom plus bunk layout includes two full bathrooms, modern furniture, coastal décor, updated light fixtures, and LVP tile flooring throughout the entire unit. The kitchen features granite countertops, white appliances, a white subway tile backsplash, and a kitchen island wrapped in shiplap. The living area opens to the large balcony, creating an easy indoor-outdoor connection with sunset views and a strong resort-view setting. The hall bunk room includes access to its own private full bathroom, giving the floor plan added functionality beyond a standard one-bedroom layout. The primary bedroom is positioned on the Gulf side and includes a large window with Gulf views. The primary bathroom features a tiled tub/shower combination. Additional interior details include a full-size front-load stackable washer and dryer, whole-unit dehumidifier, water heater from 2017, and original HVAC. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,491.71 per quarter. One special assessment payment remains in the amount of $1,212.69. (4th quarter of 2026). Approximate Gross rental income was $24,000 in 2024, $28,000 in 2025, and $26,500 year-to-date through the end of June 2026. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

Highlights

Listed by Alice de La Penha , 850-771-3150 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3491.71 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Shores Of Panama

Listing ID

792190

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower

Exterior Features

Lot Dimensions:CONDO
Zoning:Resid Multi-Family
Sewer:Public Sewer
Principal Interest
$1,750
Taxes
$220
HOA
$3,492

Home Price

$345,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$69,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,749.77

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,749.77 $219.94 $3,491.71 $5,461.42
Yearly $20,997.30 $2,639.25 $41,900.52 $65,537.07
Total $629,918.97 $79,177.50 $1,257,015.60 $1,966,112.07

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS