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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9900 S Thomas Dr Unit 1719 , Panama City Beach, FL 32408
$460,000
Est. Payment: $2,541.43/mo
2 Bed
3 Bath
1184 Sqft
Status: Active | Days on site: 439
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EXPR - B12570
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Motivated seller, bring all offers! Shores of Panama | Stunning Gulf-Front Condo | 2BR + Bunk | 3BA | 17th Floor Shores of Panama offers the ultimate in beachfront luxury, and this 17th-floor 2-bedroom, 3-bathroom condo is no exception. With breathtaking Gulf views, a deeded parking space, and a private twin bunk area, this unit is rental-ready and perfect for personal use or investment. The open-concept layout features a modern kitchen with granite countertops and a breakfast bar, flowing seamlessly into a spacious living area with a sleeper sofa for extra guests. The master suite is designed for comfort and relaxation, while the private balcony invites you to soak in the sunshine and admire the sparkling waters of the Gulf of Mexico. Top-Tier Resort Amenities: Lagoon-style Gulf-front pool with fountains Indoor heated pool and hot tub Fitness center with spa services Tiki Bar & Grill Private beach access With premium rental income potential and access to one of the most popular resorts in Panama City Beach, this condo is the perfect blend of comfort, convenience, and coastal charm.
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Highlights

Listed by Nicholas Mask , 334-391-1005 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1005 Monthly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Shores Of Panama

Listing ID

771375

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Smart Thermostat

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Parking Features:Additional Parking,Gated
Principal Interest
$2,541
Taxes
$425
HOA
$1,005

Home Price

$460,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$92,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,541.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,541.43 $424.92 $1,005.00 $3,971.35
Yearly $30,497.20 $5,099.00 $12,060.00 $47,656.20
Total $914,916.15 $152,970.00 $361,800.00 $1,429,686.15

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS