Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
View All (10)
9900 S Thomas Dr Unit 1604 , Panama City Beach, FL 32408
$349,900
Est. Payment: $1,933.15/mo
2 Bed
3 Bath
1148 Sqft
Status: Sold | Days on site: 95
Get Pre-Qualified
EKW1 - TEKW11
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator
View agent profile
Email
Call

House Description

The beach getaway you've been dreaming of at the ever-popular Shores of Panama! This beautifully decorated, beach-inspired 2-bedroom + bunks, 3-bath Gulf-front condo is fully equipped for rentals and boasts a strong, seasoned rental history. Comfortably sleeping 8, the unit features breathtaking Gulf views framed by fresh, decorator-perfect interiors designed with the beach and sun in mind. Recent upgrades within the past 3 years elevate this unit to standout status, including new quartz countertops and shiplap accents on the kitchen bar, a stylish shiplap feature wall in the dining area, brand-new built-in bunk beds with a custom barn door for privacy, and fresh paint throughout.
Show more

Highlights

Listed by At The Beach Team , 850-654-3325 Keller Williams Realty Destin , 850-654-2900. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

2959.26 Quarterly

Year Built

2007

County

Bay

Area

27 - Bay County

 Neighborhood

Shores Of Panama

Listing ID

978646

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Washer
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Lighting Recessed

Exterior Features

Lot:Gulf
Others:
  • ▪ Additional:Balcony
Sewer:Community Sewer
Principal Interest
$1,933
Taxes
$468
HOA
$2,959

Home Price

$349,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,933.15

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,933.15 $468.44 $2,959.26 $5,360.85
Yearly $23,197.77 $5,621.33 $35,511.12 $64,330.22
Total $695,932.96 $168,639.90 $1,065,333.60 $1,929,906.46

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services