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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9900 S Thomas Dr Unit 1125 , Panama City Beach, FL 32408
$340,000
Est. Payment: $1,878.45/mo
1 Bed
2 Bath
936 Sqft
Status: Active | Days on site: 38
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BSGC - B5302,B5301
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Harrison Lilly Team
Owner/Operator

House Description

This wonderful 11th floor unit comes with your own dedicated parking spot at Shores of Panama! Spacious 1 bedroom, 2 bathroom condo with a private bunk space and amazing west facing views. Take in the beautiful sunset and views of the resort and incredible pool area while you unwind on the spacious balcony. As you enter the unit to your left is the large master bedroom which features views of the gorgeous emerald coast. Enjoy your en suite bathroom with shower/tub combo. Just down the hall is a bunk room with an adjoining bathroom, features a walk-in shower that is in high demand with guests. The Owners just had new barn doors installed giving the guests in that space added privacy. The kitchen offers ample room to prepare meals, features stainless steel appliances, a pantry for extra storage and a brand-new stainless farmhouse sink. The pantry could also easily be converted into an Owner's Closet. The open living space leaves plenty of room for dining and comfortable seating to kick back and relax after a long day at the beach. Shores of Panama has wonderful amenities including a heated indoor pool, indoor spa tubs, tiki bars, a gym and on-site dining. Shores is in a perfect location giving you and your guests easy access to stores, restaurants and entertainment, soon to include the brand-new Tootsie's on the beach. Reach out to your favorite Realtor to learn more!

Highlights

Listed by Courtney Kinney , 850-919-5302 and Rob Kinney , 850-919-5301 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Shores Of Panama

Listing ID

788662

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot Dimensions:Condo
Sewer:Public Sewer
Principal Interest
$1,878
Taxes
$217
HOA
$0

Home Price

$340,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$68,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,878.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,878.45 $216.75 $0.00 $2,095.20
Yearly $22,541.41 $2,601.00 $0.00 $25,142.41
Total $676,242.37 $78,030.00 $0.00 $754,272.37

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS