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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9900 S Thomas Dr Unit 1103 , Panama City Beach, FL 32408
$599,000
Est. Payment: $3,038.01/mo
2 Bed
3 Bath
1131 Sqft
Status: active | Days on site: 62
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience one of the most desirable layouts at the Shores of Panama - 1103 is the E floor plan with a wraparound balcony and unobstructed Gulf views. Also rare, is this residence conveys with TWO DEEDED PARKING SPACES, one on the same floor (Level 11) and an additional space on Level 12. Sold fully furnished, this turn-key unit is ready to enjoy, rent, or both. Designed to live like a 3-bedroom, this residence features 2 primary suites, one is Gulf front with direct balcony access. It also features a large bunk room and 2.5 BATHS. This unit has demonstrated impressive rental performance generating approximately $70,000 in 2024, and $78,000 for 2025. Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, known for its iconic 14,000sf Gulf front lagoon pool, featuring zero-entry access, tropical palm-lined islands, fountains, and an expansive beachfront hot tub. Additional amenities include an indoor heated pool and spa, 24-hour fitness center, seasonal tiki bar, covered parking, and on-site security. The location places you in the heart of it all--adjacent to Pineapple Willy's for beachfront dining, and just across the street from Laketown Wharf offering a variety of restaurants, coffee shops, entertainment, and retail. Nearby attractions include Pier Park, Topgolf Panama City Beach, and Pirates Voyage Dinner & Show, with continued growth and new venues enhancing the area's appeal. Whether you're seeking a primary residence, second home, or high-performing income property, this is a standout opportunity in one of the Gulf Coast's most recognizable resort destinations. All information, including dimensions and HOA details, is deemed reliable but should be verified by buyers if important.

Highlights

Listed by Alexandra Maddox , 850-238-6168 The Premier Property Group , 850-213-5000. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Shores Of Panama

Listing ID

789195

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater
Air Cond:Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Shower Only, Tub Shower

Exterior Features

Lot Dimensions:n/a
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$3,038
Taxes
$516
HOA
$0

Home Price

$599,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$119,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,038.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,038.01 $515.56 $0.00 $3,553.58
Yearly $36,456.18 $6,186.77 $0.00 $42,642.95
Total $1,093,685.39 $185,603.10 $0.00 $1,279,288.49

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS