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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9900 S Thomas Dr Unit 2127 , Panama City Beach, FL 32408
$329,900
Est. Payment: $1,822.65/mo
1 Bed
2 Bath
936 Sqft
Status: Active | Days on site: 2
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Harrison Lilly Team
Owner/Operator

House Description

Seller offering $10,000 toward buyer closing costs! Brand new paint and bunks! Welcome to this exceptional 21st-floor Gulf-front condo in the sought-after Shores of Panama Resort, located in the heart of Panama City Beach, Florida. This 936 sq ft unit offers incredible value in one of the area's most popular complexes. This fully furnished condo features 1 bedroom, 2 full bathrooms, and a separate bunk room, comfortably sleeping up to 6 guests, including the sleeper sofa in the family room. The modern kitchen is equipped with stainless steel appliances, granite countertops, and plenty of space for cooking and entertaining. Step onto the expansive balcony to enjoy breathtaking views of the resort-style lagoon pool and the Gulf of Mexico, a perfect spot for morning coffee or sunset relaxation. Shores of Panama is renowned for its incredible amenities, including a 20,000 sq ft lagoon-style beachfront pool with bridges, lush landscaping, and ample lounge seating, along with a massive outdoor hot tub, indoor heated pool, and hot tub. On-site dining options include tiki bars and the Sunset Bar & Grille. The resort also boasts a private beach area, a state-of-the-art fitness center, and easy access to water sports facilities. Situated just steps from the white sand beaches and a short distance to vibrant shopping, dining, and entertainment, this condo offers the perfect blend of relaxation and convenience. Don't miss this opportunity to own a beautifully appointed Gulf-front condo in one of Panama City Beach's premier resorts. Contact us today to schedule your private showing!

Highlights

Listed by Abbott Martin Group , 850-460-2900 and Cody L Smith , 770-597-0419 EXP Realty LLC , 850-460-2900. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Shores Of Panama Phase II

Listing ID

790463

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:0 X 0
Others:
  • ▪ Additional:Barbecue
Sewer:Public Sewer
Principal Interest
$1,823
Taxes
$210
HOA
$0

Home Price

$329,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$65,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,822.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,822.65 $210.31 $0.00 $2,032.96
Yearly $21,871.80 $2,523.74 $0.00 $24,395.53
Total $656,153.99 $75,712.05 $0.00 $731,866.04

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS