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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9900 S Thomas Dr Unit 1528 , Panama City Beach, FL 32408
$624,000
Est. Payment: $3,164.81/mo
3 Bed
3 Bath
1525 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Beautifully fully remodeled 3 bedroom with bunk room and 3 bathroom unit at The World's Best White Sandy Beach. This unit is an absolute steal with new cabinets, new countertops, new bathroom vanities and bult in bunks. The unit boasts a fairly new HVAC water heater, large farm sink with a large dining table and comfortable sectional. This tastefully decorated condo is a rental machine as 3 bedroom units with bunks that sleep 10 are limited in Panama City Beach. Shores of Panama is one of the best steals on the beach and is currently getting a beautiful face lift. Do not wait- the price for this large beachfront unit is not available anywhere else in PCB. Shores of Panama if conveniently located adjacent to World Famous Pineapple Willys and within walking distance to many restaurants and entertainment venues including Walmart. The property also boasts the largest lagoon style pool in Panama City Beach, a large fitness center, lobby coffee shop, outdoor pool bar and snack bar, indoor pool and banquet facilities.
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Highlights

Listed by Denise Hindes , 404-401-2444 Coastal Living Realty & Associates , 404-401-2444. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

5128.33 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Shores Of Panama Phase II

Listing ID

794210

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:0x0
Principal Interest
$3,165
Taxes
$571
HOA
$5,128

Home Price

$624,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$124,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,164.81

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,164.81 $571.28 $5,128.33 $8,864.42
Yearly $37,977.72 $6,855.33 $61,539.96 $106,373.01
Total $1,139,331.70 $205,659.90 $1,846,198.80 $3,191,190.40

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS