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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9900 S Thomas Dr Unit 2101 , Panama City Beach, FL 32408
$575,000
Est. Payment: $2,916.29/mo
3 Bed
3 Bath
1416 Sqft
Status: active | Days on site: 448
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

>>On Sale >>> Welcome to the 21st floor of Shores of Panama where the unbelievable views in this west-facing corner unit are JAW-DROPPING and the vibes are top tier! This 3-bedroom, 3-bathroom delivers panoramic Gulf views that stretch as far as the eye can see, right from your living room and private balcony. It's the perfect mix of laid-back luxury and serious investment potential. Step inside to a bright, open layout with plenty of space for you and your guests to kick back. The kitchen is fully equipped with granite counters, stainless steel appliances, and a breakfast bar made for early coffee or late-night cocktails. Tile floors throughout make beach living easy, while large windows frame that emerald coast like a masterpiece. Downstairs, the resort-style lagoon pool is the real showstopper! One of the biggest in the area, surrounded by tropical landscaping, waterfalls, and a full-service tiki bar for those poolside drinks. You'll also enjoy a hot tub, indoor pool, gym, and of course, private beach access that puts you inches away from sugar-white sand. The ultimate coastal playground! Located right next to iconic Pineapple Willy's, you're walking distance to dining, entertainment, and nightlife. Whether you're looking for a full-time escape, a weekend getaway, or a rental powerhouse, this unit checks all the boxes, and it's priced to move! Unbeatable views. Unmatched amenities. Unbelievable price. Call today to check out the views for yourself!

Highlights

Listed by The Shields Group , 850-276-1030 and Billy G Seeberger , 850-238-5465 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Shores Of Panama Phase I

Listing ID

772740

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Washer/Dryer Stacked, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Tub Shower

Exterior Features

Lot Dimensions:0 x 0
Sewer:Public Sewer
Principal Interest
$2,916
Taxes
$544
HOA
$0

Home Price

$575,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,916.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,916.29 $543.83 $0.00 $3,460.12
Yearly $34,995.50 $6,526.00 $0.00 $41,521.50
Total $1,049,864.94 $195,780.00 $0.00 $1,245,644.94

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS