Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

9900 S Thomas Dr Unit 2101 , Panama City Beach, FL 32408
$570,000
Est. Payment: $3,149.17/mo
3 Bed
3 Bath
1416 Sqft
Status: Active | Days on site: 510
Get Pre-Qualified
TRE1 - TESHG,B1391
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

>>Just Reduced! >>> The 01 stack in Shores of Panama offers one of the most amazing West facing views of any condo in Panama City Beach. Gulf views from every bedroom, kitchen and living room! This 3-bedroom, 3-bathroom needs a little TLC and delivers Beach and Gulf views that stretch as far as the eye can see! It's the perfect mix of laid-back location and serious investment potential. Step inside to a bright, open layout with plenty of space for you and your guests to kick back. The kitchen is fully equipped with granite counters, stainless steel appliances, and a breakfast bar made for early coffee or late-night cocktails. Tile floors throughout make beach living easy, while large windows frame that emerald coast like a masterpiece. Downstairs, the resort-style lagoon pool is the real showstopper! One of the biggest in the area, surrounded by tropical landscaping, waterfalls, and a full-service tiki bar for those poolside drinks. You'll also enjoy a hot tub, indoor pool, gym, and of course, private beach access that puts you inches away from sugar-white sand. The ultimate coastal playground! Located right next to iconic Pineapple Willy's, you're walking distance to dining, entertainment, and nightlife. Whether you're looking for a full-time escape, a weekend getaway, or a rental powerhouse, this unit checks all the boxes, and it's priced to move! Unbeatable views. Unmatched amenities. Unbelievable price. Call today to check out the views for yourself!

Highlights

Listed by The Shields Group , 850-276-1030 and Billy G Seeberger , 850-238-5465 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

5060.77 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Shores Of Panama Phase I

Listing ID

772740

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Washer/Dryer Stacked, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Tub Shower

Exterior Features

Lot Dimensions:0 x 0
Sewer:Public Sewer
Principal Interest
$3,149
Taxes
$544
HOA
$5,061

Home Price

$570,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$114,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,149.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,149.17 $543.83 $5,060.77 $8,753.77
Yearly $37,790.01 $6,526.00 $60,729.24 $105,045.25
Total $1,133,700.44 $195,780.00 $1,821,877.20 $3,151,357.64

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS