Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

9900 S Thomas Dr Unit 2009 , Panama City Beach, FL 32408
$289,900
Est. Payment: $1,470.32/mo
1 Bed
2 Bath
864 Sqft
Status: active | Days on site: 158
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Priced at $299,000 and including a $10,000 credit for an update allowance, this Shores of Panama condominium is a high-yield candidate for investors or those seeking a turnkey secondary property. The floor plan includes 1 bedroom, 2 bathrooms, and a bonus bunk alcove, providing flexible sleeping arrangements. A key advantage of this listing is the inclusion of deeded parking on the 10th floor and immediate proximity to building infrastructure for easy tenant turnover. The complex is distinguished by its comprehensive amenity package, including a 14,000 sq. ft. lagoon pool, indoor heated swimming pool, and fitness facilities, all situated directly on the sugar-white sands of Panama City Beach. Strategically priced and move-in ready, this unit is prepared for immediate acquisition.

Highlights

Listed by Shawn Dunne , 850-525-5875 Berkshire Hathaway HomeServices PenFed , 850-267-0013. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3087.93 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Shores Of Panama Phase I

Listing ID

786447

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Tub Shower, Home Theater

Exterior Features

Lot Dimensions:na
Zoning:Resort
Sewer:Public Sewer
Parking Features:Additional Parking,Gated
Principal Interest
$1,470
Taxes
$309
HOA
$3,088

Home Price

$289,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$57,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,470.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,470.32 $308.92 $3,087.93 $4,867.16
Yearly $17,643.82 $3,707.00 $37,055.16 $58,405.98
Total $529,314.52 $111,210.00 $1,111,654.80 $1,752,179.32

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS