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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5115 Gulf Dr Unit 202 , Panama City Beach, FL 32408
$399,900
Est. Payment: $2,028.22/mo
1 Bed
2 Bath
883 Sqft
Status: active | Days on site: 723
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

NEW HVAC UNIT installed in June of 2026!!! It is very RARE that a power bill is included in the HOA fees of a condominium. It is also a great thing when you see a second floor fully furnished unit become available in a Gulf Front high rise building. Seychelles is next door to a popular restaurant named SCHOONERS, so you can get a great lunch or dinner any old time. It gets better! There is value in the money spent on upgrades! The kitchen in 202 was remodeled and new furniture was added. The improvements really opened up the room where the kitchen countertop was cut to be ''one level'' with a gorgeous hard surface. Stainless appliances were added as well as a ''beachy vibe'' backsplash. New mattresses were purchased for the King bed as well as for the Bunk beds. The two (2) bathrooms were given a pretty color of paint as well as new countertops and fixtures. New curtains complete the updated look in the Living Room and in the Master Bedroom. New tv's were purchased as well, so you are rental ready or vacation ready! Let the Sun and the Sunsets brighten your mood as you enjoy each from your balcony! What a fantastic view you will have! What a great place to own! Two pools with a spa in one of the pools, a gym, and a covered garage (with a walkover) are wonderful amenities to add to the package.

Highlights

Listed by Holli Persall , 850-866-8195 ERA Neubauer Real Estate Inc , 850-230-3665. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2006

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Seychelles Resort Condominium

Listing ID

758477

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:0 x 0-condo
Sewer:Public Sewer
Principal Interest
$2,028
Taxes
$255
HOA
$0

Home Price

$399,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,028.22

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,028.22 $254.94 $0.00 $2,283.15
Yearly $24,338.61 $3,059.24 $0.00 $27,397.84
Total $730,158.25 $91,777.05 $0.00 $821,935.30

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS