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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5115 Gulf Dr Unit 1904 , Panama City Beach, FL 32408
$405,000
Est. Payment: $2,054.08/mo
1 Bed
2 Bath
883 Sqft
Status: active | Days on site: 282
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Fully Furnished Gulf-Front Condo with Stunning Views Welcome to Unit 1904 at 5115 Gulf Drive, an immaculate 1-bedroom, 2-bath luxury condo perfectly situated on the sugar-white sands of Panama City Beach. This turnkey, fully furnished residence offers breathtaking floor-to-ceiling Gulf views, modern finishes, and resort-style amenities—ideal as a vacation home, full-time residence, or income-producing rental. Step inside to find an open-concept layout with hardwood floors throughout, a spacious living area, gourmet kitchen featuring quartz countertops and stainless-steel appliances, and a private balcony perfect for enjoying spectacular sunsets over the Gulf of Mexico. The primary suite offers comfort and style with ensuite bath and direct balcony access, while the second full bathroom adds convenience for guests. Enjoy the best of coastal living with world-class amenities, such as the sparkling Gulf-front pool & hot tub, fitness center and owner's lounge and private beach access!! Located just minutes from St. Andrews State Park, local dining, shopping, and entertainment, this condo truly has it all. Don't miss your chance to own a piece of paradiseschedule your private showing today!

Highlights

Listed by Donna Fox , 850-217-6072 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Year Built

2006

County

Bay

Area

27 - Bay County

Neighborhood

Seychelles Resort Condominium

Listing ID

988744

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Hallway Bunk Beds

Exterior Features

Lot:Gulf,Gulf/Pass
Others:
  • Additional:Balcony, Hot Tub
Sewer:Public Sewer
Parking Features:Garage,Covered,Guest
Principal Interest
$2,054
Taxes
$307

Home Price

$405,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$81,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,054.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,054.08 $306.64 $0.00 $2,360.72
Yearly $24,649.00 $3,679.68 $0.00 $28,328.68
Total $739,470.09 $110,390.40 $0.00 $849,860.49

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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