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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5115 Gulf Dr Unit 1708 , Panama City Beach, FL 32408
$465,000
Est. Payment: $2,569.06/mo
1 Bed
2 Bath
883 Sqft
Status: Active | Days on site: 36
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Harrison Lilly Team
Owner/Operator

House Description

Experience beachfront living from the 17th floor of Seychelles Beach Resort in this beautifully renovated, fully furnished 1-bedroom, 2-bath condominium overlooking the Gulf of Mexico. Offering 883 square feet of thoughtfully designed living space, this turnkey property features updated flooring, paint and lighting, a newer HVAC system, stylish coastal furnishings and décor, and a private Gulf-front balcony with breathtaking sunrise and sunset views. Offered fully furnished and ready to enjoy from day one, this condo is an ideal personal vacation getaway or established short-term rental investment. For buyers interested in continuing vacation rentals, the current owner/co-host is available to continue managing the property, providing established Airbnb and VRBO operations, guest communication, professional cleaning and local maintenance coordination for a seamless transition. Seychelles offers direct access to approximately 200 feet of beautiful white-sand beach, two Gulf-front swimming pools including a seasonally heated pool, hot tub, fitness center and covered parking. The location is another standout feature, with a popular beachfront restaurant next door and St. Andrews State Park nearby, while the attractions, dining and entertainment of Panama City Beach are just a short drive away. Whether you're looking for an income-producing vacation rental with established operations already in place or your own beautifully furnished beach getaway, this 17th-floor Gulf-front condo offers a rare combination of location, views, amenities and turnkey convenience.

Highlights

Listed by Moe Mossa , 888-490-1268 Savvy Avenue LLC , 888-490-1268. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2369.8 Quarterly

Year Built

2006

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Seychelles Resort Condominium

Listing ID

794854

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:0X0
Sewer:Public Sewer
Principal Interest
$2,569
Taxes
$296
HOA
$2,370

Home Price

$465,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$93,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,569.06

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,569.06 $296.44 $2,369.80 $5,235.30
Yearly $30,828.70 $3,557.25 $28,437.60 $62,823.55
Total $924,860.89 $106,717.50 $853,128.00 $1,884,706.39

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS