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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5115 Gulf Dr Unit 104 , Panama City Beach, FL 32408
$385,000
Est. Payment: $2,127.07/mo
1 Bed
2 Bath
883 Sqft
Status: Active Under Contract | Days on site: 352
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BKWS - B2669,B1631
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS***Condo was updated in June 2026 with fresh paint throughout, new GE stainless steel kitchen appliances and a new balcony gate for direct pool / beach access***Fully Furnished 1 Bed/ 2 Bath + Bunk condo at Seychelles. This Ground Floor Unit sits Gulf Front on the Beautiful East End of Panama City Beach. The HOA quarterly fee INCLUDES POWER! It's located next door to one of the most popular beach front restaurants in PCB, Schooners! It's also located just a short stroll to St. Andrews State Park. The Resort Includes: Two Gulf Front Pools (One Heated Seasonally), Two Gulf Front Hot Tubs & a Fitness Center. There is an Attached Garage. Short-term rentals are allowed. Schedule your showing today!
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Highlights

Listed by Gregory B Ward , 770-570-0350 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2369.8 Quarterly

Year Built

2006

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Seychelles Resort Condominium

Listing ID

778852

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Tub Shower

Exterior Features

Lot Dimensions:0X0
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$2,127
Taxes
$296
HOA
$2,370

Home Price

$385,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$77,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,127.07

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,127.07 $296.08 $2,369.80 $4,792.95
Yearly $25,524.83 $3,553.00 $28,437.60 $57,515.43
Total $765,745.04 $106,590.00 $853,128.00 $1,725,463.04

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS