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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5115 Gulf Dr Unit 1403 , Panama City Beach, FL 32408
$385,900
Est. Payment: $2,132.04/mo
1 Bed
2 Bath
883 Sqft
Status: Active | Days on site: 183
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Harrison Lilly Team
Owner/Operator

House Description

ncredible value for this turnkey 1BD/2BA Gulf-front condo at Seychelles! Perfect timing to capture the upcoming high rental season. Even better, quarterly HOA dues cover ALL utilities -- including electricity, WiFi, cable, and water, making ownership simple and predictable. This beautifully maintained condo lives large, open, and bright. Expansive 9' sliding glass doors flood the living area with natural Florida sunshine while showcasing panoramic views of the dazzling white sand beaches and emerald Gulf waters. Step onto the private balcony to enjoy tranquil sea breezes and breathtaking views -- the ultimate setting for relaxed coastal living.

Highlights

Listed by At The Beach Team , 850-654-3325 and John B Skinner Jr , 850-543-5763 Keller Williams Realty Destin , 850-654-2900. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Year Built

2006

County

Bay

Area

27 - Bay County

Neighborhood

Seychelles Condo

Listing ID

998189

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar

Exterior Features

Lot:Gulf
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Parking Features:Covered
Principal Interest
$2,132
Taxes
$296

Home Price

$385,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$77,180
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,132.04

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,132.04 $296.06 $0.00 $2,428.10
Yearly $25,584.50 $3,552.69 $0.00 $29,137.19
Total $767,535.09 $106,580.70 $0.00 $874,115.79

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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