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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9611 Steel Field Rd , Panama City Beach, FL 32413
$949,000
Est. Payment: $4,812.65/mo
4 Bed
2 Bath
1690 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Set on approximately 11 acres, this 4-bedroom, 2-bath home offers the kind of space that can be hard to find without feeling completely removed from everything. Open fields, fenced and cross-fenced pastures, a pond, mature trees, and wooded areas create a setting that feels private and peaceful, while neighbors are still close enough to maintain a sense of community. The property is already set up for horses and cattle, with a barn featuring stalls, air conditioning room for horse equipment, a new horse stall with special flooring, additional storage, and a large covered area with plenty of room for RVs, farm equipment, and everything that tends to come along with having acreage. New horse-appropriate grass planted in the fenced fields. The current tenant is using home as a horse ranch. Inside, the 1,690 SF home feels bright, comfortable, and connected to its surroundings. New flooring, new front and back doors. New The kitchen features new appliances, granite countertops, abundant cabinetry, and a breakfast bar opening toward the living area, while a separate dining space is surrounded by windows looking out across the property. The primary bath includes new double vanity, tiled walk-in shower, generous storage, and a large garden tub for relaxing. But some of the best living happens just outside the back door. The oversized screened patio with new screens looks across the open fields, with room to gather, have dinner, stretch out in a hammock, or simply sit for a while as the sun goes down. With 11 acres to roam, room for animals and equipment, and a home that feels comfortable at the end of the day, this is a property designed to be lived on, not just lived in.

Highlights

Listed by The Bobby J Team , 850-865-7798 EXP Realty LLC , 850-213-4091. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
11

Year Built

2016

County

Bay

Area

27 - Bay County

Neighborhood

Seminole Ridge

Listing ID

1009757

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Cooktop
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • Additional:Breakfast Bar
Water:Well

Exterior Features

Lot:Cleared,Level
Lot Dimensions:504x975x523x725x645
Zoning:Resid Single Family
Others:
  • Additional:Deck Covered, Porch Screened, Fenced
Sewer:Septic Tank
Parking Features:Garage
Principal Interest
$4,813
Taxes
$439

Home Price

$949,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$189,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,812.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,812.65 $439.41 $0.00 $5,252.06
Yearly $57,751.79 $5,272.88 $0.00 $63,024.67
Total $1,732,553.65 $158,186.40 $0.00 $1,890,740.05

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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