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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9611 Steel Field Rd , Panama City Beach, FL 32413
$949,000
Est. Payment: $5,243.09/mo
4 Bed
2 Bath
2102 Sqft
11 Acres
Status: Pending | Days on site: 3
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Harrison Lilly Team
Owner/Operator

House Description

Set on approximately 11 acres, this 4-bedroom, 2-bath home offers the kind of space that can be hard to find without feeling completely removed from everything. Open fields, fenced and cross-fenced pastures, a pond, mature trees, and wooded areas create a setting that feels private and peaceful, while neighbors are still close enough to maintain a sense of community. The property is already set up for horses and cattle, with a barn featuring stalls, air conditioning room for horse equipment, a new horse stall with special flooring, additional storage, and a large covered area with plenty of room for RVs, farm equipment, and everything that tends to come along with having acreage. New horse-appropriate grass planted in the fenced fields. The current tenant is using home as a horse ranch. Inside, the 1,690 SF home feels bright, comfortable, and connected to its surroundings. New flooring, new front and back doors. New The kitchen features new appliances, granite countertops, abundant cabinetry, and a breakfast bar opening toward the living area, while a separate dining space is surrounded by windows looking out across the property. The primary bath includes new double vanity, tiled walk-in shower, generous storage, and a large garden tub for relaxing. But some of the best living happens just outside the back door. The oversized screened patio with new screens looks across the open fields, with room to gather, have dinner, stretch out in a hammock, or simply sit for a while as the sun goes down. With 11 acres to roam, room for animals and equipment, and a home that feels comfortable at the end of the day, this is a property designed to be lived on, not just lived in. All information is deemed reliable and provided for informational purposes; buyers are encouraged to independently verify all details.

Highlights

Listed by Bobby N Johnson , 850-865-7798 EXP Realty LLC , 850-213-4091. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
11

Year Built

2016

County

Bay

Area

04 - Bay County - North

Neighborhood

Seminole Ridge

Listing ID

794515

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:504x975x523x725x645
Roof:Composition,Shingle
Parking Features:Electric Gate,RV Access/Parking,Gated
Principal Interest
$5,243
Taxes
$439

Home Price

$949,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$189,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,243.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,243.09 $439.41 $0.00 $5,682.49
Yearly $62,917.06 $5,272.88 $0.00 $68,189.94
Total $1,887,511.79 $158,186.40 $0.00 $2,045,698.19

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS