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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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311 Nautilus St , Panama City Beach, FL 32413
$539,000
Est. Payment: $2,733.42/mo
2 Bed
2 Bath
1320 Sqft
Status: active with contingency | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT,SELLER WILL CONSIDER BACKUP OFFERS Welcome to Paradise - Your Coastal Oasis at 311 Nautilus Street. Panama City Beach home for sale with private beach access, a brand-new pool, and NO HOA. This fully furnished 2-bedroom, 2-bathroom remodeled pool home sits just 3 short blocks from Bid A Wee Beach. Bring your clothes and start living the salt-life dream. Picture morning coffee on your expanded covered front porch, afternoons splashing in your private pool, and evenings strolling to the shore. This move-in-ready coastal oasis blends modern upgrades with easy beach living--all with zero HOA fees. The brand-new pool, installed July 2025, features a built-in layout bench framed by beautiful new pavers and privacy fence for private, sun-soaked days at home. The expanded front porch comes with an Under Sail covering and pavers--perfect for relaxing afternoons with friends. Residents enjoy private Bid A Wee Beach access through 5 gates and walkways reserved for Bid A Wee/Seaclusion Beach residents. The home comes fully furnished with like-new, barely-used furniture, making it truly turnkey--with NO HOA fees meaning more freedom and fewer costs. Inside, the remodeled chef's kitchen features a Bosch induction stove and oven, Bosch dishwasher, and granite countertops, along with a walk-up bar built for entertaining and fresh white shaker cabinets with generous storage. A true laundry room sits off the kitchen for everyday convenience. Laminate flooring runs throughout the home with easy-clean tile in both bathrooms. Both bedrooms offer roomy closets, and the master bath includes a large linen closet. Newer windows 2024 with blinds and plantation shutters in the master bedroom, living area, and front door complete the interior touches. The home offers 2 bedrooms and 2 full bathrooms, Guest bedroom features an office for those who work from home , a 2-car garage with epoxy floors, and extended driveway parking for 3 more cars. A 10' x 16' shed with a wide door, roll-up door, and ramp provides easy access for all your toys. A Culligan water system ensures clean, quality water throughout, and the HVAC (2017) and hot water heater (2022) give you added peace of mind. Located less than 2 miles from Pier Park, Top Golf, and Dolly Parton's new Pirate Adventure, plus Fresh Market and shopping, you're minutes from everything and just steps from the sand. This home is ideal for beach lovers, snowbirds, or anyone craving a low-maintenance coastal retreat with a pool, privacy, and a prime Panama City Beach location. Homes like this coastal oasis don't last. Message us today to schedule your private showing before it's gone.

Highlights

Listed by Lynne Hand , 850-532-0886 Berkshire Hathaway HomeServices Beach Properties of Florida , 850-252-4160. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.14

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Seaclusion Beach

Listing ID

793570

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater, Water Softener Owned
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower, Entrance Foyer

Exterior Features

Lot:Paved
Lot Dimensions:60 x 100
Zoning:City, Resid Single Family
Others:
  • Additional:Deck, Patio
Sewer:Public Sewer
Principal Interest
$2,733
Taxes
$259

Home Price

$539,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$107,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,733.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,733.42 $259.33 $0.00 $2,992.76
Yearly $32,801.07 $3,112.00 $0.00 $35,913.07
Total $984,032.05 $93,360.00 $0.00 $1,077,392.05

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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