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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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216 Monterey Ave , Panama City Beach, FL 32413
$714,000
Est. Payment: $3,944.75/mo
0.18 Acres
Status: Active | Days on site: 427
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EBKR - E34467
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

GULF VIEW LOT..Build the beach home of your dreams on this exceptional lot located at 216 Monterey Ave in the sought-after Santa Monica neighborhood of Panama City Beach, FL. Positioned just a short walk from the pristine white sands of the Gulf of Mexico, this property offers the perfect canvas for coastal living at its finest. As part of the Santa Monica community, you'll enjoy access to a private, gated, and dedicated beach reserved exclusively for owners and their guests. Surrounded by vibrant local attractions, your future home will be in close proximity to the best of what Panama City Beach has to offer. Spend your days indulging in waterfront dining, shopping at Pier Park, or exploring exciting new destinations like the upcoming Topgolf. Whether you prefer a relaxing day on the sand or an afternoon of adventure, this property puts it all within easy reach. Don't miss your opportunity to create your own piece of paradise in this highly desirable neighborhood.
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Highlights

Listed by Buddy King , 850-832-8042 Beach King Realty , 850-832-8042. Emerald Coast Multiple Listing Services

Property Type

Vacant Land
Lot/Acreage
0.18

County

Bay

Area

27 - Bay County

 Neighborhood

Santa Monica Beach

Listing ID

963893

Questions about this listing?

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Interior Features

Exterior Features

Lot:Cleared,Level,Restrictions,Within 1/2 Mile to Water
Lot Dimensions:70x110
Zoning:Resid Single Family
Sewer:Septic Tank
Principal Interest
$3,945
Taxes
$261

Home Price

$714,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$142,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,944.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,944.75 $260.62 $0.00 $4,205.37
Yearly $47,336.97 $3,127.48 $0.00 $50,464.45
Total $1,420,108.98 $93,824.40 $0.00 $1,513,933.38

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

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