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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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178 Belaire Dr , Panama City Beach, FL 32413
$1,995,000
Est. Payment: $11,022.09/mo
6 Bed
5 Bath
2993 Sqft
0.29 Acres
Status: Active | Days on site: 1
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R1GEC2 - B12089
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to a beautifully designed, fully furnished luxury short-term rental beach house offering nearly 3,000 square feet of thoughtfully planned living space, exceptional finishes, and accommodations for up to 21 guests. Featuring 6 bedrooms plus a dedicated bunk room, 5 full bathrooms, and THREE spacious primary suites with private en-suite baths, this home was designed with both luxury living and short-term rental functionality in mind. The interior showcases 10-foot ceilings on the first floor, 9-foot ceilings upstairs, solid 8-foot interior doors, engineered hardwood flooring, solid wood trim, and custom rift white oak cabinetry throughout. At the heart of the home, the chef-inspired kitchen is finished with stunning 3 cm Taj Mahal quartzite countertops, a high-end mosaic backsplash, and an impressive appliance package featuring a 36-inch Monogram gas range, Monogram speed oven and ultra-quiet dishwasher, 42-inch JennAir commercial-style refrigerator, Zephyr range hood, and U-Line dual-zone beverage and wine cooler. A dedicated coffee station and under-cabinet lighting complete the space. Designed for entertaining, the living area features a 72-inch electric fireplace and 75-inch QLED TV with soundbar. Six televisions are included throughout the home, along with high-speed 1 Gbps internet and smart-home conveniences including Wi-Fi thermostats, smart front-door lock, video doorbell, exterior security cameras, and a smart garage-door opener. Step outside to your private backyard oasis featuring a 10' x 22' heated swimming pool with sun shelf, multicolor lighting, Jandy equipment, and smartphone controls. High-end pavers, artificial turf, privacy fencing, outdoor Wi-Fi/Bluetooth speakers, and a brand-new grill create an inviting outdoor entertainment space. Quality construction includes a standing-seam metal roof, Hardie board-and-batten siding, impact-rated Ply Gem windows and sliding doors, spray-foam insulation including the roof deck, two separate HVAC systems, and two gas tankless water heaters. The garage is equally well finished with a high-strength epoxy floor, wood baseboards, insulated garage door, and smart opener. Offered FULLY FURNISHED and set up for vacation-rental use, the property includes linens with duplicate sets, four dedicated lockable owner's closets for secure storage, six TVs, a new grill, and a 6-PASSENGER STREET-LEGAL GOLF CART. With sleeping accommodations for up to 21, multiple en-suite bedrooms, exceptional owner storage, luxury finishes, a private heated pool, and a turnkey setup, this home offers an outstanding combination of personal enjoyment and short-term rental potential.

Highlights

Listed by Kelly R McGrath , 972-639-4795 Realty One Group Emerald Coast , 850-238-8338. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.29

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Santa Monica Beach

Listing ID

795915

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:5
Appliances:Bar Fridge, Convection Oven, ENERGY STAR Qualified Appliances, Electric Cooktop, Gas Cooktop, Gas Range, Ice Maker, Tankless Water Heater, Wine Cooler
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment,Humidity Control,Multi Units
Fireplaces:Electric
Other:
  • ▪ Additional:Balcony, Double Vanity, Main Level Primary, Smart Home, Smart Thermostat, Walk-In Closet(s), Pantry

Exterior Features

Lot:Cul-De-Sac,Paved
Lot Dimensions:89.0 ft x 146.0 ft
Zoning:City, Resid Multi-Family
Roof:Metal
Others:
  • ▪ Additional:Patio, Outdoor Shower
Parking Features:Additional Parking,Circular Driveway,Drive Through,Garage,Garage Door Opener
Principal Interest
$11,022
Taxes
$346

Home Price

$1,995,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$399,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,022.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $11,022.09 $346.15 $0.00 $11,368.24
Yearly $132,265.05 $4,153.83 $0.00 $136,418.88
Total $3,967,951.55 $124,614.90 $0.00 $4,092,566.45

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS