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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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126 Buena Vista Ave , Panama City Beach, FL 32413
$1,049,000
Est. Payment: $5,319.78/mo
3 Bed
2 Bath
1975 Sqft
Status: active | Days on site: 122
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover the perfect beach retreat just steps from the sugar-white sands and emerald waters of the Gulf of Mexico. Santa Monica Beach is blessed with 1,200' of Gulf frontage reserved exclusively for owners and their guests. This well-maintained home offers the ideal blend of coastal charm, comfort, and convenience. Inside, you'll find an inviting floor plan featuring multiple living and gathering spaces, abundant natural light, and tile flooring throughout for easy beach living. The spacious kitchen offers ample cabinetry, generous counter space, and a breakfast bar that opens to the dining area, making it perfect for entertaining family and friends. A bright sunroom provides additional living space and a relaxing spot to enjoy the coastal atmosphere year-round. Currently offering 3 bedrooms and 2 baths, the garage could be converted into a fourth bedroom ensuite and offer comfort and flexibility, while the large lot provides plenty of room for outdoor activities, gardening, or future enhancements. Whether you're searching for a primary residence, vacation home, or investment property, this home offers exceptional versatility. Enjoy easy access to the beach, nearby dining, shopping, and entertainment, all while being tucked away in a quiet beachside neighborhood. Bring your golf cart, beach chairs, and flip-flops--this coastal getaway is ready for you to start making memories. Opportunities this close to the Gulf are becoming increasingly rare.

Highlights

Listed by Chris Charles , 1 850-866-3720 The Premier Property Group Seacrest Office , 850-213-5000. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.2

Year Built

1972

County

Bay

Area

27 - Bay County

Neighborhood

Santa Monica Beach

Listing ID

1005180

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Vaulted, Lighting Track, Woodwork Painted

Exterior Features

Lot:Cleared,Covenants,Easements,Within 1/2 Mile to Water
Lot Dimensions:80 x 110
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Fenced Back Yard, Shower, Sprinkler System, Yard Building, Fenced Lot-Part
Sewer:Septic Tank
Principal Interest
$5,320
Taxes
$486

Home Price

$1,049,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$209,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,319.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,319.78 $486.08 $0.00 $5,805.85
Yearly $63,837.33 $5,832.92 $0.00 $69,670.25
Total $1,915,119.90 $174,987.60 $0.00 $2,090,107.50

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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