Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

254 Sands St , Panama City Beach, FL 32413
$1,647,000
Est. Payment: $9,099.44/mo
5 Bed
5 Bath
3159 Sqft
Status: Active | Days on site: 322
Get Pre-Qualified
EBP9 - E35701
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

PRICE Reduction of 50,000 dollars! Home is now completed! Ready for Short-term Rental. Rental Projection of $200 to $220 thousand annually. New Construction Coastal Retreat - Fully Furnished. Discover this beautifully crafted coastal luxury home, located on the highly desirable West End of Panama City Beach--just steps from the Gulf's most beautiful beaches. Completed, and tastefully decorated, this residence offers both a serene retreat and exceptional $178,000 Rental Projection per year of income-producing potential. This 5-bedroom, 4.5-bathroom home spans two stories with parking for 6 vehicles and designed for both comfort and sophistication. The chef's kitchen is a true showpiece, featuring upgraded stainless -steel appliances, including a French-door refrigerator, gas cooktop, dishwasher, and wall oven/microwave combination. Custom 42'' white shaker cabinetry, quartz countertops, and a spacious walk-in pantry complete this gourmet space. The open design flows seamlessly to outdoor living with a 12'x24' private saltwater pool, gas-heated for year-round enjoyment. Additional highlights include: " Gas tankless water heater " Hurricane-impact rated windows " Durable metal roof & Hardie siding " 8' interior and exterior doors " 10' ceilings on both levels A spacious game room that offers views of the pool, while multiple living areas provide plenty of space for entertaining. Conveniently located within walking distance to the pristine white-sand beaches, and just minutes to 30A, Pier Park shopping, dining, entertainment, and a short ride to local grocery stores, this home is the perfect blend of luxury and convenience. Whether as a private coastal escape or a high-yield vacation rental, this home presents a rare opportunity on the beautiful West end.

Highlights

Listed by Judith I Bohn , 850-814-6925 Berkshire Hathaway HomeServices , 850-252-4160. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

2026

County

Bay

Area

27 - Bay County

Neighborhood

Sands Street Villas

Listing ID

989358

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Warranty Provided, Washer, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Owner's Closet, Pantry, Shelving, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Covenants,Restrictions,Within 1/2 Mile to Water
Lot Dimensions:60x117
Zoning:City, Resid Single Family
Others:
  • ▪ Additional:Balcony, Columns, Fenced Back Yard, Pool - Gunite Concrt, Shower, Sprinkler System, Patio Covered, Fenced Privacy
Sewer:Public Sewer
Parking Features:Oversized

Open House

Upcoming Open Houses
Wednesday 11:00 am - 3:00 pm Oct 7
Thursday 11:00 am - 3:00 pm Oct 8
Friday 11:00 am - 3:00 pm Oct 9
Principal Interest
$9,099
Taxes
$1,050

Home Price

$1,647,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$329,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,099.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,099.44 $1,049.96 $0.00 $10,149.40
Yearly $109,193.25 $12,599.55 $0.00 $121,792.80
Total $3,275,797.60 $377,986.50 $0.00 $3,653,784.10

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services