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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17214 Front Beach Road 5a , Panama City Beach, FL 32413
$199,999
Est. Payment: $1,104.97/mo
1 Bed
1 Bath
440 Sqft
Status: Active | Days on site: 16
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Harrison Lilly Team
Owner/Operator

House Description

Lowest-priced unit in Sand Castles West!** Great opportunity to own a 1-bedroom, 1-bath condo in Building A on the 3rd floor, directly across the street from the beautiful white-sand beaches of Panama City Beach. Enjoy beautiful Gulf views from the unit, with sparkling blue water visible from the living area, plus a private balcony to take in the coastal surroundings. A new HVAC system was installed in 2024. The association passed its Phase I Milestone Inspection, with the engineer's report noting the building is in generally good condition. The community has completed the roof replacement and exterior building painting, providing added value and peace of mind for owners and investors. HOA dues include water, sewer, internet, building insurance, grounds maintenance, garbage service, and access to two community pools. Walk across the street to the beach and enjoy shopping, dining, and entertainment nearby, including McGuire's Irish Pub, Whiskey's Saloon, and the new ALDI. Whether you're looking for a vacation getaway, full-time beach living, or an income-producing short-term rental, this condo offers an excellent combination of **Gulf views, beach access, location, value, and convenience. Turnkey and ready for its next owner-schedule your private showing today!

Highlights

Listed by Anat Shmueloff , 850-625-2047 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1980 Quarterly

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sand Castles West 3

Listing ID

793409

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Tub Shower

Exterior Features

Lot Dimensions:000
Others:
  • ▪ Additional:Barbecue
Sewer:Public Sewer
Principal Interest
$1,105
Taxes
$127
HOA
$1,980

Home Price

$199,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$40,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,104.97

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,104.97 $127.50 $1,980.00 $3,212.47
Yearly $13,259.59 $1,529.99 $23,760.00 $38,549.58
Total $397,787.64 $45,899.77 $712,800.00 $1,156,487.41

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS