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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17214 Front Beach Rd Unit 34 , Panama City Beach, FL 32413
$350,000
Est. Payment: $1,775.13/mo
2 Bed
3 Bath
948 Sqft
Status: active | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Sand Castles West Unit 34, a beautifully renovated two-story, free-standing condo in the highly desirable Sand Castles West community on the quiet west end of Panama City Beach. Just steps from the sugar-white sand and emerald waters, this turnkey property offers the perfect combination of coastal charm, comfort, and investment potential. This spacious 2-bedroom, 2.5-bath condo has been thoughtfully updated and is move-in ready. Enjoy the privacy of a free-standing unit with an open-concept living area, modern finishes, abundant natural light, and inviting outdoor spaces designed for relaxing after a day at the beach. Located directly across from public beach access, you'll enjoy effortless trips to the Gulf while being just minutes from Pier Park, shopping, dining, and local favorites like McGuire's Irish Pub. The Sand Castles West community offers resort-style amenities, including a community pool, picnic area, and beautifully maintained grounds. Short-term rentals are allowed, making this an excellent opportunity for a vacation home, primary residence, or income-producing investment. HOA dues provide exceptional value by covering cable, water, sewer, trash, exterior insurance, pest control, grounds maintenance, pool maintenance, and other common area expenses--leaving only the electric bill for the owner. Whether you're searching for your own beach getaway or a turnkey rental property, this fully renovated coastal gem is ready to exceed your expectations.

Highlights

Listed by Ericka L Van Dee , 850-963-4884 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1990

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sand Castles West 3

Listing ID

792574

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Interior Steps, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Roof:Composition,Shingle
Principal Interest
$1,775
Taxes
$262
HOA
$0

Home Price

$350,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$70,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,775.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,775.13 $262.46 $0.00 $2,037.59
Yearly $21,301.61 $3,149.47 $0.00 $24,451.08
Total $639,048.23 $94,484.10 $0.00 $733,532.33

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS