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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3916 Magnolia Bluff Ln , Panama City Beach, FL 32408
$524,900
Est. Payment: $2,900.00/mo
4 Bed
4 Bath
2245 Sqft
0.15 Acres
Status: Active | Days on site: 189
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DROFEC - B10758,B12593
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 3916 Magnolia Bluff Lane at Sanctuary Beach in Panama City Beach, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Alabaster floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. The Alabaster is a masterfully designed single-family residence with four bedrooms and three and a half bathrooms. This home offers a perfect blend of elegance and modern design, ideally suited for those in search of an exquisite second home or a serene vacation retreat. Spanning two stories, this home boasts four generously sized bedrooms, 3.5 well-appointed bathrooms, and a single car garage. The entry to this home features a graceful foyer that flows seamlessly into an elegant dining area, setting the stage for memorable family gatherings. The living area serves as the heart of the home where the spacious kitchen opens to the living and dining areas. Features include a center island with quartz countertops and beautiful white cabinetry and stainless appliances including a smooth top stove, microwave and dishwasher. The main level has EVP flooring throughout creating a seamless transition between rooms. The primary bedroom is conveniently located on the main level has an ensuite bath with a dual sink vanity, a shower, and a walk-in closet. The main level also has a half bath and laundry room. Venture upstairs to discover an additional living space that is flanked by three additional bedrooms. Each bedroom has been designed with spacious closets and two share a bath while the fourth bedroom has a private ensuite bathroom. Images are of an Alabaster model home and may include custom design features not available in other homes. Furnishings and decorative items are not included with home purchase.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

2163 Annually

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sanctuary Beach

Listing ID

785032

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Interior Steps, Main Level Primary, Smart Home, Smart Thermostat

Exterior Features

Lot:Paved
Lot Dimensions:50x109x65
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$2,900
Taxes
$335
HOA
$2,163

Home Price

$524,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$104,980
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Monthly Price:
$2,900.00

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,900.00 $334.62 $2,163.00 $5,397.62
Yearly $34,799.96 $4,015.49 $25,956.00 $64,771.45
Total $1,043,998.88 $120,464.55 $778,680.00 $1,943,143.43

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS