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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3564 Sanctuary Dr , Panama City Beach, FL 32408
$469,900
Est. Payment: $2,596.13/mo
3 Bed
3 Bath
1846 Sqft
0.16 Acres
Status: Active | Days on site: 94
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DROFEC - B10758,B12593
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 3564 Sanctuary Drive in Sanctuary Beach in Panama City Beach Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Monroe floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. The Monroe floor plan is a thoughtfully designed two-story residence offering three bedrooms and 2.5 baths, with inviting outdoor living on both levels. A covered front porch welcomes you inside, while the second-floor covered balcony off the primary suite provides a private space to unwind. The main level features an open-concept kitchen, dining, and living area ideal for everyday living and entertaining. The kitchen includes a peninsula with seating, and the light-filled dining space is framed by windows that enhance the home's airy feel. The living room showcases traditional 9-foot ceilings and opens to a covered rear porch--perfect for morning coffee or evening relaxation. A convenient powder room is located near the entry. Upstairs, a central landing includes a laundry area and a shared full bath. Two secondary bedrooms are positioned at the rear of the home and offer generous closets. The primary suite overlooks the front yard and includes a private en suite bath, two large closets, a soaking tub, separate shower, and dual-sink vanity with ample storage.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

2163 Annually

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sanctuary Beach

Listing ID

789761

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Water Heater, Gas Range, Plumbed For Ice Maker, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Interior Steps, Smart Home, Soaking Tub, Separate Shower, Smart Thermostat, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:irr
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Rain Gutters
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,596
Taxes
$300
HOA
$2,163

Home Price

$469,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$93,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,596.13

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,596.13 $299.56 $2,163.00 $5,058.69
Yearly $31,153.56 $3,594.74 $25,956.00 $60,704.29
Total $934,606.73 $107,842.05 $778,680.00 $1,821,128.78

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS