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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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877 Millbridge Dr , Panama City Beach, FL 32413
$644,460
Est. Payment: $3,268.58/mo
4 Bed
3 Bath
2873 Sqft
Status: active | Days on site: 96
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

New construction by Fischer Homes in the beautiful Salt Grass at Ward Creek community, featuring the stunning Olive design. This unique floorplan offers 4 bedrooms and 3 full baths. The expansive family room with fireplace provides the perfect gathering space, while the spacious open kitchen features a large island and walk-in pantry that flows seamlessly into the morning room with walkout access to the covered patio. The owner's suite offers a large private bath and oversized walk-in closet. A guest bedroom and full hall bath are conveniently located at the front of the home. The upper level features two additional bedrooms, a full hall bath and a versatile loft area. A spacious 2-bay garage completes this exceptional home.

Highlights

Listed by Al A Hencheck , 850-203-0221 HMS Real Estate , 850-493-8970. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

560 Quarterly

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Salt Grass at Ward Creek

Listing ID

789826

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Convection Oven, Electric Water Heater, Gas Cooktop, Tankless Water Heater
Air Cond:Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • Additional:Double Vanity, Interior Steps, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Loft

Exterior Features

Lot:Paved
Lot Dimensions:50X120
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$3,269
Taxes
$411
HOA
$560

Home Price

$644,460

Loan Details

30 yrs
6.529%

Down Payment

20%
$128,892
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,268.58

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,268.58 $410.84 $560.00 $4,239.42
Yearly $39,222.95 $4,930.12 $6,720.00 $50,873.07
Total $1,176,688.63 $147,903.57 $201,600.00 $1,526,192.20

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS