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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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651 Millbridge Dr , Panama City Beach, FL 32413
$554,833
Est. Payment: $3,065.37/mo
3 Bed
3 Bath
2400 Sqft
0.15 Acres
Status: Pending | Days on site: 86
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HMSRE - B12435,BNONA
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

New construction by Fischer Homes in the beautiful Salt Grass at Ward Creek community, featuring the stunning Wilmington design. This unique plan offers 3 bedrooms and 3 full baths. The expansive family room is the perfect gathering space. Spacious open kitchen with a large island and walk-in pantry connects to the morning room, that walks out to the covered patio. The owner's suite features a large private bath and walk-in closet. The spacious 2-bay garage completes this exceptional home.
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Highlights

Listed by Al A Hencheck , 850-203-0221 HMS Real Estate , 850-493-8970. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.15

HOA Fee

560 Quarterly

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Salt Grass at Ward Creek

Listing ID

789832

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:53X120
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$3,065
Taxes
$354
HOA
$560

Home Price

$554,833

Loan Details

30 yrs
7.374%

Down Payment

20%
$110,967
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,065.37

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,065.37 $353.71 $560.00 $3,979.08
Yearly $36,784.47 $4,244.47 $6,720.00 $47,748.94
Total $1,103,534.07 $127,334.17 $201,600.00 $1,432,468.24

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS