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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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639 Millbridge Dr , Panama City Beach, FL 32413
$525,000
Est. Payment: $2,662.70/mo
3 Bed
2 Bath
1839 Sqft
Status: active | Days on site: 79
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Why wait months to build when this stunning new construction home is ready for you today? Located in the desirable Salt Grass at Ward Creek community, this beautifully designed Camden floor plan by Fischer Homes offers modern finishes, thoughtful design, and a prime central Panama City Beach location just minutes from shopping, dining, entertainment, schools, and the world's most beautiful beaches. Step inside to discover tons of upgrades, no carpet, 9-foot ceilings and an open-concept layout designed for both everyday living and entertaining. The spacious island kitchen features stainless steel appliances, upgraded cabinetry with 42-inch upper cabinets and soft-close hinges, durable quartz countertops, and a large walk-in pantry. The adjoining morning room opens to a rear patio and flows seamlessly into the expansive family room. Privately situated at the rear of the home, the owner's suite offers a peaceful retreat complete with dual vanities, a walk-in shower, and a generous walk-in closet with direct access to the laundry room for added convenience. Two additional bedrooms and a centrally located full bath provide plenty of space for family or guests. Additional features include an attached two-car garage, covered front porch, energy-efficient new construction, and the peace of mind that comes with a brand-new home. Don't miss this opportunity to enjoy all the benefits of new construction without the wait.

Highlights

Listed by Hunter M Denton , 423-708-4628 RE/MAX by the Sea , 850-424-3674. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2026

County

Bay

Area

27 - Bay County

Neighborhood

Salt grass at ward creek

Listing ID

1004429

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Microwave, Stove/Oven Gas, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Pantry, Walls Wainscoting, Washer/Dryer Hookup

Exterior Features

Lot:Sidewalk
Lot Dimensions:50x120
Zoning:City, Resid Single Family
Others:
  • Additional:Hurricane Shutters
Sewer:Public Sewer
Principal Interest
$2,663
Taxes
$335
HOA
$0

Home Price

$525,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,662.70

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,662.70 $334.69 $0.00 $2,997.39
Yearly $31,952.41 $4,016.25 $0.00 $35,968.66
Total $958,572.34 $120,487.50 $0.00 $1,079,059.84

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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