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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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310 Benicia Pl , Panama City Beach, FL 32413
$1,135,000
Est. Payment: $6,270.71/mo
4 Bed
4 Bath
2191 Sqft
0.07 Acres
Status: Active | Days on site: 212
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EBBI - E36120
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Harrison Lilly Team
Owner/Operator

House Description

New construction investment opportunity in Panama City Beach designed with both lifestyle and income potential in mind. This fully furnished, turn-key beach house offers a strong short-term rental profile with features today's guests actively search for on Airbnb and VRBO -- private in-ground pool, golf-cart-friendly garage space, covered balcony, and modern coastal finishes. The open-concept layout maximizes guest flow and sleeping capacity potential, with a spacious living and dining area that easily accommodates groups. The well-appointed kitchen features quality finishes ideal for extended stays, while the covered balcony and resort-style pool create the outdoor experience vacationers expect when booking a Panama City Beach rental. Built with elevated construction, a metal roof, and durable exterior materials, this property was thoughtfully designed for longevity, lower maintenance, and long-term holding value -- key factors for investors focused on ROI and asset protection. The attached garage provides storage for beach gear, owner closets, or a golf cart, enhancing rental appeal and convenience. This property allows for immediate income production with minimal downtime between closing and first booking. The flexible floor plan supports use as a high-performing short-term rental, second home with rental income, or primary residence with supplemental income potential. Located just minutes from the white-sand beaches of the Gulf of Mexico, Pier Park shopping and dining, 30A, Camp Helen State Park, and Northwest Florida Beaches International Airport (ECP), this home sits in a high-demand rental corridor known for strong seasonal occupancy. Whether you are expanding your investment portfolio, completing a 1031 exchange, or securing a beach asset with appreciation and income potential, this Panama City Beach pool home delivers location, lifestyle, and revenue opportunity in one strategic package.

Highlights

Listed by Amy Killian , 850-381-5249 Beachy Beach Real Estate , 850-233-4351. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.07

Year Built

2026

County

Walton

Area

27 - Bay County

Neighborhood

Riviera Beach

Listing ID

1000529

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Refrigerator, Stove/Oven Electric
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:50 x 65
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Fenced Back Yard, Pool - Gunite Concrt, Shower, Patio Covered, Patio Open, Fenced Lot-All
Sewer:Public Sewer
Parking Features:Guest
Principal Interest
$6,271
Taxes
$148

Home Price

$1,135,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$227,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,270.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,270.71 $148.24 $0.00 $6,418.95
Yearly $75,248.54 $1,778.91 $0.00 $77,027.45
Total $2,257,456.15 $53,367.30 $0.00 $2,310,823.45

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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