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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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21804 Sunset Ave , Panama City Beach, FL 32413
$1,780,000
Est. Payment: $9,027.82/mo
5 Bed
5 Bath
2865 Sqft
Status: active | Days on site: 112
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 21804 Sunset Avenue, where modern coastal design meets refined luxury just 0.3 miles from the sugar-white beaches of Panama City Beach. This professionally designed new construction residence offers 2,865 square feet of heated and cooled living space across a two-story, five-bedroom, four-and-a-half-bathroom layout that balances elevated design with everyday livability. Clean architectural lines, a striking façade, and a generous driveway with parking for six vehicles, along with a one-car garage, create a memorable arrival. Inside, a light-filled open-concept floor plan is enhanced by 10-foot ceilings, expansive windows, and thoughtfully curated finishes throughout. The chef's kitchen serves as a true centerpiece, featuring premium quartz countertops, custom cabinetry, and a full appliance suite including built-in refrigerator, dishwasher, additional wall oven w/ microwave, and natural gas range. Additional interior highlights include luxury vinyl plank flooring, eight-foot solid wood interior doors, custom closet systems, micro-cement accents, and low-profile mud-in HVAC grills for a seamless, elevated aesthetic. Constructed with both efficiency and durability in mind, the home incorporates 2x6 framing, R-19 insulation, a spray-foamed roof deck and midfloor, dehumidifer w/ fresh air intakes, and impact-rated windows, doors, and garage door. The private outdoor setting is designed for a sophisticated coastal lifestyle, complete with a heated saltwater pool with waterfall feature and auto-fill system, complemented by low-maintenance landscaping. A covered summer kitchen with a built-in natural gas grill, along with integrated outdoor audio, CAT6 wiring, whole-home WiFi boosters, and smart thermostats, supports effortless indoor-outdoor living. An outdoor shower and brick privacy wall complete the experience. Thoughtfully designed and meticulously constructed, this residence offers a compelling combination of modern luxury, efficiency, and a highly desirable coastal setting.

Highlights

Listed by Dahler & Co. , 850-842-0420 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.12

Year Built

2026

County

Bay

Area

27 - Bay County

Neighborhood

Riviera Beach

Listing ID

1000796

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Oven Double, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Gas
Floor:Floor Hardwood,Floor Tile,Floor Vinyl
Other:
  • Additional:Fireplace, Kitchen Island, Washer/Dryer Hookup

Exterior Features

Lot:Survey Available,Within 1/2 Mile to Water
Lot Dimensions:50x108x50x107
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Shower, Summer Kitchen, Patio Open, Porch Open, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$9,028
Taxes
$253

Home Price

$1,780,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$356,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,027.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,027.82 $252.88 $0.00 $9,280.70
Yearly $108,333.89 $3,034.54 $0.00 $111,368.43
Total $3,250,016.69 $91,036.20 $0.00 $3,341,052.89

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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