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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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21724 Sunset Ave , Panama City Beach, FL 32413
$519,900
Est. Payment: $2,872.37/mo
4 Bed
2 Bath
1176 Sqft
0.12 Acres
Status: Active | Days on site: 182
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EHJM - E22067
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Harrison Lilly Team
Owner/Operator

House Description

Four bedroom cottage, east of Inlet Beach complete with spacious backyard, large side and front yard space, including elevated sun deck with room to store a boat, jet skis or kayaks underneath. It also has another back deck off the back bedroom, plus a separate screened in outdoor front patio. Sold fully furnished with another extra, it has a garage. A turn key home in every way. Incredible location, views from the sun deck and short walk to our world renowned, emerald green waters with its soft sandy beaches. Easy access to entertainment venues, shopping and more on Scenic 30A and Panama City Beaches. It's nestled sweetly between both. Other bonuses include, no HOA fees, large driveway and short term rental friendly. Mostly used as a personal home but is now rental ready.

Highlights

Listed by Rene Endres , 850-714-7363 Corcoran Reverie SRB , 850-231-5030. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.12

Year Built

1992

County

Bay

Area

27 - Bay County

Neighborhood

Riviera Beach

Listing ID

999684

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:50 x 107
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Deck Open, Patio Covered
Sewer:Public Sewer
Principal Interest
$2,872
Taxes
$400

Home Price

$519,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$103,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,872.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,872.37 $400.19 $0.00 $3,272.57
Yearly $34,468.47 $4,802.32 $0.00 $39,270.79
Total $1,034,054.14 $144,069.60 $0.00 $1,178,123.74

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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