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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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21701 Marlin Ave , Panama City Beach, FL 32413
$1,337,000
Est. Payment: $7,386.73/mo
4 Bed
4 Bath
2887 Sqft
0.12 Acres
Status: Active | Days on site: 213
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Harrison Lilly Team
Owner/Operator

House Description

Luxury 2026 new construction near the Gulf with private pool, STR allowed Walk to Panama City Beach's sugar-white sand from this brand-new 2025 luxury home, thoughtfully built for both everyday living and strong short-term rental performance. The 4-bed, 3.5-bath layout includes two main-level suites with private bathrooms, perfect for guests, multigenerational households, or maximizing vacation rental occupancy. Open floor plan with upscale coastal finishes: durable luxury vinyl plank flooring, tall accent ceilings, and a bright loft that works as extra lounge, bunk room, media space, or game area. The chef's kitchen boasts custom cabinets, quartz counters, a gas range with designer hood, and a large island for gathering. Spa-style baths, abundant natural light, and clean modern details complete the interior. Outdoor living is a highlight: private saltwater pool, covered patio, and room for year-round relaxation or entertaining after a day on the beach. Built with 2x6 exterior framing and a metal roof, this home was designed for durability, efficiency, and long-term peace of mind. Located in a golf-cart-friendly neighborhood near Pier Park, Highway 30A, Rosemary Beach, Camp Helen State Park, Topgolf, and Dolly Parton's Pirate Voyage--right in the heart of PCB's top attractions. With short-term rentals permitted, it's a compelling choice as an income-producing vacation home, second home, or primary residence in Panama City Beach.

Highlights

Listed by Amy L Killian , 850-381-5249 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.12

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Riviera Beach

Listing ID

785281

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Gas Range, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Loft

Exterior Features

Lot Dimensions:50 x 110
Zoning:Resid Single Family
Roof:Metal
Sewer:Public Sewer
Principal Interest
$7,387
Taxes
$246

Home Price

$1,337,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$267,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,386.73

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,386.73 $245.50 $0.00 $7,632.23
Yearly $88,640.79 $2,946.00 $0.00 $91,586.79
Total $2,659,223.67 $88,380.00 $0.00 $2,747,603.67

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS