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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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21504 Front Beach Rd Unit 6 , Panama City Beach, FL 32413
$1,425,000
Est. Payment: $7,872.92/mo
5 Bed
5 Bath
2483 Sqft
0.04 Acres
Status: Active | Days on site: 34
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Panama Jane's, your perfect beach getaway on the highly desirable West End of Panama City Beach! This spacious 5-bedroom, 5-bathroom vacation home offers plenty of room for large families, multiple families traveling together, or groups looking to enjoy everything the Florida Gulf Coast has to offer. Best of all, Panama Jane's is located directly across the street from the beach, putting the sugar-white sand and emerald Gulf waters just steps away. Spend your mornings enjoying coffee by the coast, your afternoons soaking up the sun, and your evenings watching unforgettable Florida sunsets. Inside, the home offers generous accommodations with five bedrooms and five bathrooms, providing comfort, convenience, and privacy for everyone in your group. Whether you're gathering together after a day at the beach or enjoying some quiet time of your own, Panama Jane's offers the space to make your vacation feel effortless. Located on the quieter and highly sought-after West End, you'll enjoy the perfect balance of a relaxing beach atmosphere while remaining close to local restaurants, shopping, entertainment, and everything Panama City Beach has to offer. Panama Jane's is more than just a place to stay--it's your home base for making unforgettable beach memories. Pack your flip-flops, grab your sunscreen, and come experience the Florida Coastal Lifestyle just steps from the Gulf!

Highlights

Listed by Christopher C Jennings , 850-532-9449 CENTURY 21 AllPoints Realty , 850-230-4514. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.04

HOA Fee

750 Quarterly

Year Built

2006

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Riviera Beach Villas

Listing ID

794988

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:5

Exterior Features

Lot Dimensions:34.0 ft x 58.0 ft
Sewer:Public Sewer
Principal Interest
$7,873
Taxes
$968
HOA
$750

Home Price

$1,425,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$285,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,872.92

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,872.92 $968.31 $750.00 $9,591.23
Yearly $94,475.04 $11,619.70 $9,000.00 $115,094.74
Total $2,834,251.11 $348,591.00 $270,000.00 $3,452,842.11

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS