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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8525 Preservation Dr , Panama City Beach, FL 32413
$755,555
Est. Payment: $3,832.03/mo
3 Bed
3 Bath
2296 Sqft
Status: active | Days on site: 180
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Easy-access, single-level home located in the sought-after waterfront community of RiverCamps--priced under $800K. Built in 2023 and situated on a private 0.75-acre homesite along a paved road, this property offers exceptional privacy with no neighbors on either side or behind, creating a peaceful connection to nature. The home features 2,296 square feet of living space with 3 generously sized bedrooms, 3 full baths, and a spacious 2-car garage. Interior highlights include 10-foot ceilings throughout, luxury vinyl plank flooring, and granite countertops. Both the front and back screened porches provide ideal spaces to relax and enjoy the tranquil surroundings. There's plenty of room to add a pool, creating the perfect opportunity to design your own private outdoor oasis. No other neighborhood in Panama City Beach offers this level of personal space and serenity. Located within the 1,500-acre RiverCamps community, residents enjoy over seven miles of trails and boardwalks, scenic overlooks, a 600-foot pier, owners-only boat ramp, and a short 30-minute boat ride to the Gulf. Community amenities include day-use boat slips, docks, wash stations, pickleball courts, a zero-entry pool, and a new fitness center and outfitters area currently under construction, with completion expected in late 2026. RiverCamps is conveniently located just 10 miles from the white-sand beaches and Pier Park, 10 minutes from Northwest Florida Beaches International Airport and the new Tallahassee Memorial Healthcare Hospital, and only 2 miles from the recently announced Publix grocery store and future retail development. RiverCamps is close to everything--yet far from the traffic and crowds.

Highlights

Listed by Kammy Landavazo , 850-332-4567 Berkshire Hathaway HomeServices Beach Properties of Florida , 850-252-4160. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.75

HOA Fee

830.54 Quarterly

Year Built

2023

County

Bay

Area

04 - Bay County - North

Neighborhood

Rivercamps On Crooked Creek

Listing ID

784679

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:Irregular
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Porch
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$3,832
Taxes
$435
HOA
$831

Home Price

$755,555

Loan Details

30 yrs
6.529%

Down Payment

20%
$151,111
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,832.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,832.03 $435.42 $830.54 $5,097.99
Yearly $45,984.39 $5,225.00 $9,966.48 $61,175.87
Total $1,379,531.67 $156,750.00 $298,994.40 $1,835,276.07

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS