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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8500 Grass Lake Ln , Panama City Beach, FL 32413
$1,275,000
Est. Payment: $6,466.56/mo
3 Bed
4 Bath
2433 Sqft
Status: active | Days on site: 45
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Stunning Southern Living home in the exclusive gated waterfront community of RiverCamps! Built in 2007, this beautifully updated 2,433-square-foot home offers 3 bedrooms, 3.5 bathrooms, and exceptional craftsmanship throughout. Situated on two lots totaling 1.95 acres with only one HOA fee, this rare property offers privacy, quality, and resort-style living. Inside, you'll find hardwood floors throughout, tongue-and-groove walls and ceilings, custom built-ins, and timeless architectural details. Each of the three spacious bedrooms features a private en-suite bath, providing comfort and privacy for family and guests. Recent updates include a new HVAC system, metal roof, appliances, water heater, washer and dryer, pool pump, solar system, and a private irrigation well. Enjoy peaceful pond views from more than 800 square feet of screened porches, a wood burning fireplace, relax by the private in-ground pool, and take advantage of the cargo lift for added convenience. All appliances convey. RiverCamps is a premier 1,500-acre gated waterfront community surrounded by West Bay, the Intracoastal Waterway, and Crooked Creek. With fewer than 450 homes planned, residents enjoy an unmatched blend of privacy and outdoor recreation, including a community pool, boat ramp with direct Gulf access via West Bay, day-use boat slips, more than seven miles of scenic trails and boardwalks, kayaking, boating, fishing, wildlife viewing, and golf cart-friendly streets. A new fitness center is currently under construction and is expected to be completed by the end of 2026. Conveniently located just 10 miles from the sugar-white beaches of Panama City Beach and the shopping, dining, and entertainment at Pier Park, approximately 10 minutes from Northwest Florida Beaches International Airport, the new FSU Health hospital and medical campus, and only 2 miles from the new Publix and a planned 500,000-square-foot retail development, this home offers the perfect balance of peaceful coastal living and everyday convenience. This is a rare opportunity to own one of RiverCamps' most distinctive homes in one of Northwest Florida's most sought-after waterfront communities. Close to everything yet far from the traffic and crowds!

Highlights

Listed by Kammy Landavazo , 850-332-4567 Berkshire Hathaway HomeServices Beach Properties of Florida , 850-252-4160. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.94

HOA Fee

830.59 Quarterly

Year Built

2007

County

Bay

Area

04 - Bay County - North

Neighborhood

Rivercamps On Crooked Creek

Listing ID

792207

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Interior Steps, Sitting Area in Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac,Sprinkler System
Lot Dimensions:Irregular
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Barbecue, Covered Patio, Outdoor Shower, Porch
Sewer:Public Sewer
Principal Interest
$6,467
Taxes
$813
HOA
$831

Home Price

$1,275,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$255,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,466.56

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,466.56 $812.81 $830.59 $8,109.96
Yearly $77,598.71 $9,753.75 $9,967.08 $97,319.54
Total $2,327,961.40 $292,612.50 $299,012.40 $2,919,586.30

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS