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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8414 Deepwater Creek Ln , Panama City Beach, FL 32413
$199,000
Est. Payment: $1,009.29/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 33
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Imagine waking up each morning surrounded by towering pines, native oaks, and the peaceful sounds of nature while still being just minutes from the world's most beautiful beaches. This exceptional 0.777-acre wooded homesite offers the perfect opportunity to build your custom dream home in RiverCamps, one of Panama City Beach's most sought-after gated waterfront communities. Perfectly positioned on a quiet cul-de-sac just moments from the community boat ramp, this oversized homesite provides the ideal balance of privacy, serenity, and convenience. Whether you envision a primary residence, a second home, or a long-term investment, this property offers endless possibilities within a community unlike any other along the Emerald Coast. RiverCamps spans approximately 1,500 acres and is surrounded by the pristine waters of West Bay, the Intracoastal Waterway, and Crooked Creek. Designed with conservation in mind, the community features fewer than 450 homesites, while nearly 1,000 acres remain permanently preserved, allowing residents to enjoy breathtaking natural scenery, abundant wildlife, and an unmatched sense of peace and seclusion. Life at RiverCamps is centered around the outdoors. Residents enjoy exclusive access to an impressive collection of resort-style amenities, including a private community boat ramp, day-use boat slips, dry boat storage, and complimentary kayaks, canoes, and paddleboards. Spend your weekends boating, fishing, kayaking through scenic waterways, paddleboarding at sunset, or exploring more than 7 miles of picturesque walking and nature trails that wind through protected conservation areas. Every day offers a new opportunity to experience Florida's incredible natural beauty. Despite its peaceful setting, RiverCamps is ideally located less than 10 minutes from Northwest Florida Beaches International Airport (ECP) and approximately 10 miles from the sugar-white sands and emerald waters of Panama City Beach. Enjoy easy access to Pier Park, waterfront dining, golf courses, marinas, shopping, entertainment, schools, and some of the area's best fishing and boating destinations--all while returning home to the quiet privacy of this extraordinary community. RiverCamps is more than a neighborhood it's a lifestyle. Here, you'll find a rare combination of luxury, nature, recreation, and privacy that is becoming increasingly difficult to find along the Gulf Coast. Don't miss this incredible opportunity to own one of the larger homesites in this highly desirable waterfront community and begin building the home you've always envisioned. Contact your agent and schedule a showing today! All measurements and pertinent information to be verified by the buyer if important.

Highlights

Listed by Ayesha Albibi , 850-258-4194 Centergate Realty LLC , 850-764-3480. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.77

HOA Fee

County

Bay

Area

04 - Bay County - North

Neighborhood

Rivercamps On Crooked Creek

Listing ID

792842

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Water:Community/Coop

Exterior Features

Lot:Cul-De-Sac
Lot Dimensions:0x0
Zoning:Resid Single Family
Sewer:Community/Coop Sewer
Principal Interest
$1,009
Taxes
$127
HOA
$0

Home Price

$199,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$39,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,009.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,009.29 $126.86 $0.00 $1,136.15
Yearly $12,111.49 $1,522.35 $0.00 $13,633.84
Total $363,344.56 $45,670.50 $0.00 $409,015.06

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS